Halifax Loans

Get started with a loan from the Halifax.

Borrow between £1,000 and £25,000, and choose to make your monthly repayments over 1 to 7 years.
A decision to offer you a loan is based on your individual circumstances.

Compare our loans

Compare our loans to find a loan to suit your needs, and if you're an existing Halifax bank account customer for at least 1 month, you could get a quote online and could have the money in minutes.

Loan

Who can apply?

APR Representative
(for loans of £7,500 to £15,000*)

Manage your loan

Paying off your loan early

 

Online Loan

Exclusive to existing Halifax customers with a Halifax bank account held for at least 1 month. You must be registered for Online Banking.

3.3% APR

  • Online Banking

If you make an early settlement we may charge up to 58 days' interest but no more than £100.

More about Online Loan

Online Loan calculator

Clarity Loan

Exclusive to existing Halifax customers with a Halifax bank account held for at least 1 month, or a mortgage, credit card or loan.

4.3% APR

  • Online Banking
  • Branch
  • Telephone

No charge to pay off your loan early for Clarity Loan customers.

More about Clarity Loan

Clarity Loan calculator

Online Loan


Who can apply?

Exclusive to existing Halifax customers with a Halifax bank account held for at least 1 month. You must be registered for Online Banking.

APR Representative
(for loans of £7,500 to £15,000*)

3.3% APR

Manage your loan

  • Online Banking

Paying off your loan early

If you make an early settlement we may charge up to 58 days' interest but no more than £100.

Clarity Loan


Who can apply?

Exclusive to existing Halifax customers with a Halifax bank account held for at least 1 month, or a mortgage, credit card or loan.

APR Representative
(for loans of £7,500 to £15,000*)

4.3% APR

Manage your loan

  • Online Banking
  • Branch
  • Telephone

Paying off your loan early

No charge to pay off your loan early for Clarity Loan customers.

*Other loan amounts between £1,000 and £25,000 are available at different rates.

Looking to apply for a joint loan?
Consider our other borrowing options


We subscribe to The Lending Code.

Loans are provided by Halifax. Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ.