We'll look after you from your very first bank account right through to university.
And for young savers, why not take a look at our children’s savings accounts.
Put opening a Halifax Student Current Account at the top of your uni to-do list.
Available if you’re aged 18 or over, and on a degree course or equivalent full time education.
If you use a planned overdraft of £1,200 the interest rate we charge will be 0% EAR variable.
Don’t forget: please bring the following with you so we can verify who you are:
An overdraft is a type of borrowing facility, it lets you borrow money through your bank account. Typically used for: an unexpected bill or an emergency expense, it's a convenient way of accessing extra money when you need it quickly.
You need to be aged 18 or over to apply for an overdraft. You can request an overdraft during your application for the Student Current Account.
See the Student Current Account debit interest and other fees for more information.
Take a look at our glossary to help understand some of the common terms used when talking about overdrafts.
If you’re moving use our branch finder to locate your nearest branch. Also make sure you let us know your new address if you already hold any account with us.
We’re here to help right the way through your studies and when you graduate you’ll get the same offers and features of this account for up to a year. After, we’ll move you over to our Reward Current Account. But don't worry, we’ll write to give you two months' notice before your account changes.
Halifax bank accounts and services are subject to status.
EAR is the equivalent annual rate. This is the actual annual interest rate of an overdraft. It doesn’t take into account fees and charges.
AER stands for annual equivalent rate and shows what the interest rate would be if interest were paid and compounded each year. In other
words you earn interest on the interest you leave in your account.
Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law (currently 20%).
Meet up with friends for a coffee, buy tickets for a gig, top up your mobile, and more. Or you just need somewhere to pay in your wages?
If you’re 16 or 17 years old, the Cardcash account makes sense. It puts you in control and gives you the flexibility to enjoy your money - whenever and wherever you like.
For more information and terms & conditions for this account, read the Cardcash Getting Started Guide (PDF).
Tailored for teens aged 11 to 15 years, the Expresscash account can help you make the
most of your pocket money.
Please note: You’ll need a parent/guardian present when opening the Expresscash account.