Student Current Account.

Text alerts. Banking on your mobile. And an interest-free overdraft. Just three of many benefits of a Student Current Account with Halifax.

Benefits and features

Account benefits
Commission-free foreign currency and non sterling travellers cheques

Make the most of your money if you fancy a study break

Interest-free overdraft (0% EAR variable) for the length of your course That’s up to five years – plus an extra year after you graduate


Standard account features
Visa debit card A convenient way to pay - from shopping online to popping out for a bite to eat.
24/7 online and telephone banking

Day and night access to your account, so you can manage it whenever you want.

Mobile Banking Bank on the move with Halifax Mobile Banking
Text alerts Keep on top of your finances with our mobile alerting service
Access to our cash machines and branches Withdraw up to £500, get mini statements, check your balance, pay your bills and top up your mobile from our cash machines


Representative example
So, if you use a planned overdraft of £1,200, the interest rate we charge will be 0% EAR variable.

Image of a debit card

Apply for a Student Current Account

Make a branch appointment

Don't forget to bring your proof of ID and your original UCAS letter confirming your place (emails are not accepted).

For more information and terms & conditions for this current account, read the Student Current Account Getting Started Guide (PDF).

The amount of overdraft you get depends on your circumstances and whether you make regular payments into your account. You’ll also need to be over 18 and live in the UK. Halifax bank accounts and services are subject to status. Overdrafts are repayable on demand. EAR is the equivalent annual rate. This is the actual annual interest rate of an overdraft. It doesn’t take into account fees and charges.