We'll look after you from your very first bank account right through to university.
And for young savers, why not take a look at our children’s savings accounts.
Put opening a Halifax Student Current Account at the top of your uni to-do list.
Available if you’re aged 18 or over, and on a degree course or equivalent full time education.
If you use a planned overdraft of £1,200 the interest rate we charge will be 0% EAR variable.
Don’t forget: please bring the following with you so we can verify who you are:
An overdraft is a type of borrowing facility, it lets you borrow money through your bank account. Typically used for: an unexpected bill or an emergency expense, it's a convenient way of accessing extra money when you need it quickly.
You need to be aged 18 or over to apply for an overdraft. You can request an overdraft during your application for the Student Current Account.
See the Student Current Account debit interest and other fees for more information.
Take a look at our glossary to help understand some of the common terms used when talking about overdrafts.
If you’re moving use our branch finder to locate your nearest branch. Also make sure you let us know your new address if you already hold any account with us.
We’re here to help right the way through your studies and when you graduate you’ll get the same offers and features of this account for up to a year. After, we’ll move you over to our Reward Current Account. But don't worry, we’ll write to give you two months' notice before your account changes.
Meet up with friends for a coffee, buy tickets for a gig, top up your mobile, and more. Or you just need somewhere to pay in your wages?
If you’re 16 or 17 years old, the Cardcash account makes sense. It puts you in control and gives you the flexibility to enjoy your money - whenever and wherever you like.
Tailored for teens aged 11 to 15 years, the Expresscash account can help you make the
most of your pocket money.
Please note: You’ll need a parent/guardian present when opening the Expresscash account.
You can switch to us using the Current Account Switch Service. Unfortunately, you won’t get any cashback when switching to the Student, Cardcash or Expresscash accounts.
We have designed the Current Account Switch Service to let you switch your current account from one bank or building society to another in a simple, reliable and hassle-free way. It will only take seven working days. As your new current-account provider we offer the following guarantee.
For more information and FAQs, please read the Account Switching Guide (PDF).
Halifax bank accounts and services are subject to status.
EAR is the equivalent annual rate. This is the actual annual interest rate of an overdraft. It doesn’t take into account fees and charges.
AER stands for annual equivalent rate and shows what the interest rate would be if interest were paid and compounded each year. In other
words you earn interest on the interest you leave in your account.
Gross rate means that no tax will be automatically deducted from interest on your behalf. You are responsible for paying any tax due to HMRC.