Choose from one of our current accounts below and start your switch today.

Free everyday banking

Our Reward Current Account has no monthly fee and offers a £3 monthly reward each month when you pay in £750 or more and pay out a minimum of 2 different direct debits and stay in credit.

A range of useful benefits

Travel insurance, mobile phone insurance, car breakdown cover and more1. It costs £15 a month, or £12 if you meet the lower monthly fee terms2.

Student accounts

Our Student Current Account offers a fee-free planned overdraft up to £1,500 for the length of your course plus an extra year after you graduate, up to a maximum of 6 years. (Overdrafts are repayable on demand and subject to status).

Also view our range of youth accounts tailored for teens aged 11 to 17 years. Alternatively you can compare our full range of bank accounts.

Debit cards with more.

Cashback, Contactless payments, Apple Pay or Android Pay. There’s more to our cards than a little bit of plastic.

Debit cards

General bank account enquiries

View our straightforward guides offering information to help meet your banking needs.

General bank account enquiries

Rates and fees

Find information about account fees, reward payments, overdrafts and more.

Rates and fees

1 We use a range of third party providers for the Ultimate Reward Current Account benefits. For full details of the benefits, policies, account terms and conditions and the range of third party providers we use, please read the Getting Started Guide (PDF).

2 The Ultimate Reward Current Account will cost £15 a month. However, if in the previous calendar month you pay in £750 or more and pay out at least 2 different direct debits and remain in credit you'll pay the lower monthly account fee of £12. You'll also need to keep your account open/not change it to a different type of current account until the fee is due to be debited (by the second working day of the following calendar month).

Halifax current accounts and services are offered subject to status. Available only to personal customers aged 18 or over who are resident in the UK.

Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is repayable on demand, including any fee.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). For further information about the compensation provided by the FSCS, refer to the FSCS website at You can also visit our Financial Services Compensation Scheme page for more details.

FSCS protected