Bank Accounts

£100 when you switch current account.

To qualify for this offer you must:

Only one offer per customer (including joint accounts). Offer not available for existing Halifax or Bank of Scotland current account holders or if you have closed a Halifax current account in the last 6 months.

Also, if you’re successful in applying for a planned overdraft2 there’ll be no daily fees payable for 6 months - if you exceed your planned overdraft limit fees will apply. Changing to another current account will mean you’ll be charged fees applicable to that account.

Further important information about the offer

Financial Services Compensation Scheme

Protecting your money, find out more here

Find out more

Get extra from your bank account and apply today

  Monthly fee Features & benefits Overdraft2  

Ultimate Reward Current Account

  • £15 a month1
  • £10 if you meet the lower monthly fee criteria
  • Travel Insurance by FirstAssist Insurance Services
  • AA Breakdown Cover
    Mobile phone cover administered by STAMS Ltd
  • Home emergency cover provided by AXA Assistance
  • Card protection administered by STAMS Ltd
  • Personalise your card

 Buffer:
• £50

Planned:
• N/A up to £300
• £1 a day from £300.01 to £1,999.99
• £2 a day from £2,000 to £2,999.99
• £3 a day from £3,000 and above

Unplanned:
• £5 a day

Reward Current Account

  • £0
  • £5 each month you pay in £750, pay out two different direct debits and stay in credit
  • Personalise your card

 Buffer:
• £50 for Reward Current Account
• £10 for Current Account

Planned:
• £1 a day up to and inc. £1,999.99
• £2 a day from £2,000 to £2,999.99
• £3 a day from £3,000 and above

Unplanned:
• £5 a day

Current Account

  • £0
  • £10 with Control
None

Representative example
If you use a planned overdraft of £1,200, then we'll charge you a daily fee of £1. For Ultimate Reward Current Accounts, you will pay the higher monthly account fee of £15 rather than £10 if you use your overdraft. This means there will be an additional indirect cost of £5 if you use the overdraft on this account.

1 The Ultimate Reward Current Account will cost you £15 a month.  If you pay in £750 or more, have a minimum of two different direct debit mandates paid from your account each calendar month and keep your account in credit, you will pay the lower monthly account fee of £10.

2 Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is subject to status. Overdrafts are repayable on demand.

5 star switching service

We've been awarded a 5 Star rating by independent financial
research company, Defaqto. Go on, make the switch to us today.

Child & student accounts

From your first bank account that pays interest, through to a
student account with additional benefits. We have them all.

Rates, rewards
& fees

Everything you need to know about our rates, reward
payments and fees on your bank accounts.

Common bank
account enquiries

Lost your debit card? Need to set up a standing order?
Whatever your enquiry, we should have an answer. Take a look now.

Halifax current accounts and services are offered subject to status. Available only to personal customers aged 18 or over who are resident in the UK. We subscribe to The Lending Code.

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