Bank Accounts

To qualify for this offer you must:
- Successfully open a new Current Account, Reward Current Account or Ultimate Reward Current Account (£15 monthly fee applies); and
- Use our switching service to transfer all of your active direct debits (minimum of two) and other regular payments, along with all your automated credits.
Only one offer per customer (including joint accounts). Offer not available for existing Halifax or Bank of Scotland current account holders or if you have closed a Halifax current account in the last 6 months.
Also, if you’re successful in applying for a planned overdraft2 there’ll be no daily fees payable for 6 months - if you exceed your planned overdraft limit fees will apply. Changing to another current account will mean you’ll be charged fees applicable to that account.
Get extra from your bank account and apply today
| Monthly fee | Features & benefits | Overdraft2 | ||
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Ultimate Reward Current Account
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| Representative example |
| If you use a planned overdraft of £1,200, then we'll charge you a daily fee of £1. For Ultimate Reward Current Accounts, you will pay the higher monthly account fee of £15 rather than £10 if you use your overdraft. This means there will be an additional indirect cost of £5 if you use the overdraft on this account. |
1 The Ultimate Reward Current Account will cost you £15 a month. If you pay in £750 or more, have a minimum of two different direct debit mandates paid from your account each calendar month and keep your account in credit, you will pay the lower monthly account fee of £10.
2 Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is subject to status. Overdrafts are repayable on demand.
5 star switching service
We've been awarded a 5 Star rating by independent financial
research company, Defaqto. Go on, make the switch to us today.
Child & student accounts
From your first bank account that pays interest, through to a
student account with additional benefits. We have them all.
Rates, rewards
& fees
Everything you need to know about our rates, reward
payments and fees on your bank accounts.
Common bank
account enquiries
Lost your debit card? Need to set up a standing order?
Whatever your enquiry, we should have an answer. Take a look now.







