International Banking.

Do you live, work in or make regular trips abroad?

If yes, we’d be delighted to help you with your international needs. Here at Halifax we do not operate internationally, but Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited, (who are part of the same group as us) do.

Depending on your personal circumstances they can offer you accounts and services that can help if you are living or working overseas or need to manage your assets in multiple currencies.

Whilst Lloyds Bank International services will be available to many customers, there are countries where, due to legal or regulatory restraints, they cannot provide them.

To be eligible you will need to earn a sole annual income of at least £50,000 (or currency equivalent). Alternatively, you can be eligible if you are able to save or invest at least £25,000 (or currency equivalent). A monthly fee of £7.50/€8/$10 will also apply.

More about Lloyds Bank International Banking

Benefits of managing your non-resident finances with
Lloyds Bank International:


  • Easy account opening for Halifax customers
  • No need to move banks, even if you move countries again
  • Accounts in multiple currencies aim to minimise exchange rate fluctuations


  • Flexible and convenient access to your money
  • Dedicated 24/7 internet and telephone banking service based in the Isle of Man
  • Debit cards

Security and stability

  • Part of a trusted British banking group1
  • Based in politically and economically stable jurisdictions
  • Accounts opened in Gibraltar or Isle of Man depending on country of residence and account currency

To find out more visit Lloyds Bank International

1 Lloyds Bank plc doesn't guarantee the liabilities of its subsidiaries.

International accounts and services are provided by either Lloyds Bank International Limited or Lloyds Bank (Gibraltar) Limited, which trade as Lloyds Bank International. These companies are not and are not required to be authorised under the Financial Services and Markets Act 2000 of the United Kingdom and therefore are not subject to the rules and regulations of the Financial Services Compensation Scheme made under that Act for the protection of depositors and investors.

Legislation or regulations in your home jurisdiction may prohibit you from entering into such a transaction with us. We reserve the right to make final determination on whether you are eligible for any products or services.

Residents or Nationals of certain jurisdictions may be subject to exchange controls and should seek independent advice before entering into any transactions with us.

Lloyds Bank International Limited. Registered office and principal place of business: P.O. Box 160, 25 New Street, St. Helier, Jersey JE4 8RG. Lloyds Bank International Limited is incorporated in Jersey, No. 4029 and is regulated by the Jersey Financial Services Commission to carry on deposit-taking business under the Banking Business (Jersey) Law 1991 and investment and general insurance mediation business under the Financial Services (Jersey) Law 1998. Lloyds Bank International Limited subscribes to the Jersey Code of Practice for Consumer Lending and has also notified the Jersey Financial Services Commission that it carries on money service business. The paid up capital and reserves of Lloyds Bank International Limited was £975m as at 31st December 2014. Copies of our terms and conditions and latest report and accounts are available upon request from the above registered office.

The Isle of Man branch of Lloyds Bank International Limited of PO Box 111, Peveril Buildings, Peveril Square, Douglas, Isle of Man IM99 1JJ, is licensed by the Isle of Man Financial Supervision Commission to conduct deposit-taking and investment business and is registered with the Isle of Man Insurance and Pensions Authority in respect of general insurance business (intermediary).

Lloyds Bank (Gibraltar) Limited. Registered office and principal place of business: Royal Ocean Plaza, Ocean Village, Gibraltar, GX11 1AA. Registered in Gibraltar, no 99982. Regulated and authorised by the Gibraltar Financial Services Commission for the conduct of banking, investment and insurance mediation business. Lloyds Bank (Gibraltar) Limited is a participant in the Gibraltar Deposit Guarantee Scheme. Details of the Scheme are available on request.

Lloyds Bank International Limited is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. Eligible deposits are deposits held by private individuals and charities. Depositor protection does not extend to corporations, small to medium sized enterprises, partnerships and trusts. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website or on request.

Lloyds Bank International Limited is a participant in the Isle of Man Depositors’ Compensation Scheme as set out in the Depositors’ Compensation Scheme Regulations 2010.

Complaints involving the Isle of Man branch of Lloyds Bank International Limited that it cannot settle should be referred to the Financial Services Ombudsman Scheme for the Isle of Man.

Please note that, in relation to banking services which we provide, you might not be eligible for compensation under a deposit protection guarantee scheme available in your country of residence. If in doubt, contact your local banking regulator, visit their website or seek independent advice.

Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited are wholly owned subsidiaries of Lloyds Bank plc. Lloyds Bank plc is incorporated in the United Kingdom, is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278, and is part of the Lloyds Banking Group. Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited place funds with Lloyds Bank plc and thus their financial standing is linked to that of the group. Depositors may wish to form their own view on the financial standing of Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited and their parent based upon publicly available information. Download Lloyds Bank International Limited’s latest annual financial statements. Lloyds Bank (Gibraltar) Limited’s latest annual financial statements are available through Companies’ House in Gibraltar at