Halifax car plan extra

Halifax Car Plan Extra in 3 easy steps.

1. Calculate your options with no credit searches.

Use our personalised car finance calculator to choose a plan to suit you.

2. Get an instant decision online.

Provide the details of the car you want and get an accurate illustration of how much it will cost.

3. Complete and we pay the dealer directly.

Sign into Online Banking, enter the dealer's bank details and we’ll send the money directly to them.

Compare your options.

Halifax Car Plan Extra gives you 2 options to choose from. Fixed Car Plan or Flex Car Plan. So you can finance your car with a plan that suits your needs. And there's no extra fees or charges if you pay off your finance early. You won’t own the car and therefore cannot sell it until the final payment or lump sum payment has been received.

Fixed Car Plan - Fixed monthly payments with no lump sum at the end and you own the car when you've made the final payment.
Flex Car Plan - Lower monthly repayments than the Fixed Car Plan, with an optional lump sum payment at the end of the term to own the car, or just return it.

Other options
If you're looking to buy a car, you could also consider a Halifax Clarity Loan.