Credit Cards.

Compare our great range of credit card products, deals and offers, whether you’re looking for a credit card to make every day purchases, to do a balance transfer or just a simple to use credit card. You can use the table below to see if there's a card that’s right for you.


Will I be accepted?

See how likely you are to be accepted for a Halifax credit card without harming your credit score.

Eligibility Checker


Looking for a new Halifax Credit Card?

Compare our great range of credit cards to find one that’s right for you.

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Lower amount

Please enter a lower amount

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Monthly repayment can't be more than the transferring balance

Higher Amount

To help you find a suitable credit card, we just need to know:

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Please enter a value

Decrease amount
Increase amount

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Please enter a lower amount

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We'll make some assumptions about your card usage to make a calculation

To help you find a suitable credit card, we just need to know:

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Please enter a value

Decrease amount
Increase amount

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We'll make some assumptions about your card usage to make a calculation

  • You can apply online for a Halifax credit card if you’re over 18 and a UK resident
  • If successful you’ll get a credit limit and any applicable promotional rates based on your current status
  • To keep any promotional rates you must pay at least the minimum payment on time and stay within your credit limit
  • You can transfer balances to us from most credit cards and some store cards, excluding Halifax products
  • The minimum balance transfer amount is £100
43 Month Balance Transfer

43 Month Balance Transfer

Our longest balance transfer offer

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 43 months

on balance transfers made within 90 days of account opening

Balance transfer fee

2.98% after refund

on balance transfers made within 90 days of account opening.

Purchase rate offer

0% for 6 months

from account opening

Representative example

A variable representative of
18.9% APR
A variable annual purchase rate of
18.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind you may receive a shorter balance transfer offer (21 months) or a different APR (either 21.9% or 27.9% variable) based on your individual circumstances.

Halifax Credit Card

32 Month Balance Transfer

Our long, low fee balance transfer offer - £20 cashback offer valid on accounts opened by 31st March 2017*

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 32 months

on balance transfers made within 90 days of account opening

Balance transfer fee

0.7%

on balance transfers made within 90 days of account opening.

Purchase rate offer

0% for 12 months

from account opening on purchases.

Representative example

A variable representative of
18.9% APR
A variable annual purchase rate of
18.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: you may receive a different APR (either 21.9% or 25.9% variable) based on your individual circumstances.
*You will be paid £20 cashback on your first balance transfer made within the first 90 days of account opening.

Our Longest Purchase Offer

30 Month Purchase Offer

Our Longest Purchase Offer

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 6 months

on balance transfers made within 90 days of account opening

Balance transfer fee

3%

on each balance transfer made.

Purchase rate offer

0% for up to 30 months

from account opening

Representative example

A variable representative of
18.9% APR
A variable annual purchase rate of
18.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: you may receive a shorter purchase offer (18 months) or a different APR (either 21.9% or 25.9% variable) based on your individual circumstances.

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
Balance transfer offer

0% for 26 months

on balance transfers made within 90 days of account opening

Balance transfer fee

2.95% after refund

on balance transfers made within 90 days of account opening.

Purchase rate offer

0% for 26 months

from account opening

Representative example

A variable representative of
18.9% APR
A variable annual purchase rate of
18.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: you may receive a shorter balance transfer and purchase offer (18 months) or a different APR (either 21.9% or 25.9% variable) based on your individual circumstances.

26 Month Balance Transfer

26 Month Balance Transfer

0% balance transfer fee offer

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 26 months

on balance transfers made within 90 days of account opening

Balance transfer fee

0%

on balance transfers made within 90 days of account opening.

Purchase rate offer

0% for 6 months

from account opening

Representative example

A variable representative of
18.9% APR
A variable annual purchase rate of
18.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: you may receive a shorter balance transfer offer (13 months) or a different APR (either 21.9% or 25.9% variable) based on your individual circumstances.

Clarity Credit Card

Clarity Credit Card

One simple rate & no usage fees - however and wherever you use your Clarity Credit Card.

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
  • One simple rate for balance transfers, purchases & cash withdrawals.
  • No fee for transferring a balance or withdrawing cash (interest charges apply).
  • No fee for using your card anywhere worldwide (interest charges apply).

Representative example

A variable representative of
18.9% APR
A variable annual purchase rate of
18.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: you may receive a different APR (either 21.9% or 25.9% variable) based on your individual circumstances.

FlexiCard Credit Card

FlexiCard Credit Card

One simple low rate, and you can set up instalment plans online to help take control of your spending.

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
  • Instalment plans over 2 to 36 months for your eligible balance
  • A low representative rate of 6.4% APR (variable)
  • 0% fee on balance transfers made within the first 90 days

Representative example

A variable representative of
6.4% APR
A variable annual purchase rate of
6.45% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: you may receive a different APR (either 10.9% or 14.9% variable) based on your individual circumstances.