Credit Cards.

Compare our great range of credit card products, deals and offers, whether you’re looking for a credit card to make every day purchases, to do a balance transfer or just a simple to use credit card. You can use the table below to see if there's a card that’s right for you.

Unfortunately, based on the information you gave us, we will not be able to offer you a credit card.

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Based on the information you gave us, your eligibility score is 10% and you are unlikely to be approved for one of our credit cards.

 

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Based on the information you gave us, your eligibility score is 20% and you are unlikely to be approved for one of our credit cards.

 

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Based on the information you gave us, your eligibility score is 30% and you are unlikely to be approved for one of our credit cards.

 

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Based on the information you gave us, your eligibility score is 40% and you are unlikely to be approved for one of our credit cards.

 

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Based on the information you gave us, your eligibility score is 50% and you are likely to be approved for one of our credit cards.

 

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Based on the information you gave us, your eligibility score is 60% and you are likely to be approved for one of our credit cards.

 

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Based on the information you gave us, your eligibility score is 70% and you are likely to be approved for one of our credit cards.

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Based on the information you gave us, your eligibility score is 80% and you are likely to be approved for one of our credit cards.

 

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Based on the information you gave us, your eligibility score is 90% and you are very likely to be approved for one of our credit cards.

 

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Based on the information you gave us, your eligibility score is 95% and you are very likely to be approved for one of our credit cards.

 

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Based on the information you provided, we can offer you a credit card. This decision is only valid for this session; please complete the eligibility checker again if you do not want to apply now. 

 

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Based on the information you provided, we can offer you a credit card. This decision is only valid for this session; please complete the eligibility checker again if you do not want to apply now. 

 

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Based on the information you provided, we can offer you a credit card. This decision is only valid for this session; please complete the eligibility checker again if you do not want to apply now. 

 

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Will I be accepted?

See how likely you are to be accepted for a Halifax Bank credit card. Your credit rating will not be affected and there’s no obligation to apply for a card afterwards.

Check your eligibility


Looking for a new Halifax Credit Card?

Compare our great range of credit cards to find one that’s right for you.

Compare our credit cards

Already have a card with us?

Find out about a second card

Lower amount

Please enter a lower amount

Please enter a higher amount

Please enter a value

Monthly repayment can't be more than the transferring balance

Higher Amount

To help you find a suitable credit card, we just need to know:

Please enter a higher amount

Please enter a lower amount

Please enter a value

Decrease amount
Increase amount

Please enter a higher amount

Please enter a lower amount

Please enter a value

Decrease amount
Increase amount

We'll make some assumptions about your card usage to make a calculation

To help you find a suitable credit card, we just need to know:

Please enter a higher amount

Please enter a lower amount

Please enter a value

Decrease amount
Increase amount

Please enter a higher amount

Please enter a lower amount

Please enter a value

Decrease amount
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We'll make some assumptions about your card usage to make a calculation

29 Month Balance Transfer

0% Purchase and Balance Transfer

29 Month Purchase and Balance Transfer

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 29 months

on balance transfers made within 90 days of account opening

Balance transfer fee

2.5%

on balance transfers made within 90 days of account opening.

Purchase rate offer

0% for 29 months

from account opening

Representative example

A variable representative of
18.9% APR
A variable annual purchase rate of
18.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: you may be offered a card with 0% interest on balance transfers for the first 18 months, with a 3% balance transfer fee and 0% interest on purchases for the first 9 months, at a rate of 27.9% APR (variable), depending on your individual circumstances.

Clarity Credit Card

Clarity Credit Card

Ready for your next overseas holiday? Travel abroad this winter with one simple rate & no usage fees.

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
  • No fees for using your card anywhere worldwide (interest charges apply)
  • No fees for withdrawing cash (interest charges apply and some ATM providers may charge a fee)
  • £20 cashback offer valid on accounts opened by 28th February 2018. Conditions apply*

Representative example

A variable representative of
18.9% APR
A variable annual purchase rate of
18.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: you may receive a rate of 25.9% APR (variable), depending on your individual circumstances.

* Cashback conditions: you must make a transaction in a foreign currency by 31st March 2018 to qualify for the cashback. The £20 cashback will be applied to your credit card retail balance within 90 days of the transaction being made.

26 Month Balance Transfer

No Fee 0% Balance Transfer

26 Month Balance Transfer

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 26 months

on balance transfers made within 90 days of account opening

Balance transfer fee

0%

on balance transfers made within 90 days of account opening.

Purchase rate offer

0% for 3 months

from account opening

Representative example

A variable representative of
19.9% APR
A variable annual purchase rate of
19.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: you may be offered a card with 0% interest on balance transfers for the first 18 months, with a 3% balance transfer fee and 0% interest on purchases for the first 9 months, at a rate of 27.9% APR (variable), depending on your individual circumstances.

32 Month Balance Transfer

Low Fee 0% Balance Transfer

32 Month Balance Transfer

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 32 months

on balance transfers made within 90 days of account opening

Balance transfer fee

0.7%

on balance transfers made within 90 days of account opening.

Purchase rate offer

0% for 12 months

from account opening.

Representative example

A variable representative of
18.9% APR
A variable annual purchase rate of
18.95% p.a.
Based on borrowing
£1,200over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: you may be offered a card with 0% interest on balance transfers for the first 18 months, with a 3% balance transfer fee and 0% interest on purchases for the first 9 months, at a rate of 27.9% APR (variable), depending on your individual circumstances.

37 Month Balance Transfer

Our Longest 0% Balance Transfer

37 Month Balance Transfer

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 37 months

on balance transfers made within 90 days of account opening

Balance transfer fee

2.5% after refund

on balance transfers made within 90 days of account opening (3% initially charged).

Purchase rate offer

0% for 3 months

from account opening

Representative example

A variable representative of
19.9% APR
A variable annual purchase rate of
19.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind you may be offered a Classic Credit Card; the promotional period and rate of the offer will be based on your individual circumstances.

Our Longest Purchase Offer

Longest 0% Purchase

30 Month Purchase Offer

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 6 months

on balance transfers made within 90 days of account opening

Balance transfer fee

3%

on each balance transfer made.

Purchase rate offer

0% for up to 30 months

from account opening

Representative example

A variable representative of
18.9% APR
A variable annual purchase rate of
18.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: you may be offered a card with 0% interest on balance transfers for the first 18 months, with a 3% balance transfer fee and 0% interest on purchases for the first 9 months, at a rate of 27.9% APR (variable), depending on your individual circumstances.

FlexiCard Credit Card

FlexiCard Credit Card

One simple low rate, and you can set up instalment plans online to help manage your repayments

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
  • Instalment plans over 2 to 36 months for your eligible balance
  • A low representative rate of 6.4% APR (variable)
  • 0% fee on balance transfers made within the first 90 days

Representative example

A variable representative of
6.4% APR
A variable annual purchase rate of
6.45% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: you may receive a different APR (either 10.9% or 14.9% variable) based on your individual circumstances.