Credit Cards.

Compare our great range of credit card products, deals and offers, whether you’re looking for a credit card to make every day purchases, to do a balance transfer or just a simple to use credit card. You can use the table below to see if there's a card that’s right for you.

Unfortunately, based on the information you gave us, we will not be able to offer you a credit card.

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Based on the information you gave us, your eligibility score is 10% and you are unlikely to be approved for one of our credit cards.

 

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Based on the information you gave us, your eligibility score is 20% and you are unlikely to be approved for one of our credit cards.

 

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Based on the information you gave us, your eligibility score is 30% and you are unlikely to be approved for one of our credit cards.

 

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Based on the information you gave us, your eligibility score is 40% and you are unlikely to be approved for one of our credit cards.

 

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Based on the information you gave us, your eligibility score is 50% and you are likely to be approved for one of our credit cards.

 

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Based on the information you gave us, your eligibility score is 60% and you are likely to be approved for one of our credit cards.

 

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Based on the information you gave us, your eligibility score is 70% and you are likely to be approved for one of our credit cards.

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Based on the information you gave us, your eligibility score is 80% and you are likely to be approved for one of our credit cards.

 

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Based on the information you gave us, your eligibility score is 90% and you are very likely to be approved for one of our credit cards.

 

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Based on the information you gave us, your eligibility score is 95% and you are very likely to be approved for one of our credit cards.

 

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Based on the information you provided, we can offer you a credit card. This decision is only valid for this session; please complete the eligibility checker again if you do not want to apply now. 

 

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Based on the information you provided, we can offer you a credit card. This decision is only valid for this session; please complete the eligibility checker again if you do not want to apply now. 

 

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Based on the information you provided, we can offer you a credit card. This decision is only valid for this session; please complete the eligibility checker again if you do not want to apply now. 

 

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Will I be accepted?

See how likely you are to be accepted for a Halifax Bank credit card. Your credit rating will not be affected and there’s no obligation to apply for a card afterwards.

Check your eligibility


Looking for a new Halifax Credit Card?

Compare our great range of credit cards to find one that’s right for you.

Compare our credit cards

Already have a card with us?

Find out about a second card

Lower amount

Please enter a lower amount

Please enter a higher amount

Please enter a value

Monthly repayment can't be more than the transferring balance

Higher Amount

To help you find a suitable credit card, we just need to know:

Please enter a higher amount

Please enter a lower amount

Please enter a value

Decrease amount
Increase amount

Please enter a higher amount

Please enter a lower amount

Please enter a value

Decrease amount
Increase amount

We'll make some assumptions about your card usage to make a calculation

To help you find a suitable credit card, we just need to know:

Please enter a higher amount

Please enter a lower amount

Please enter a value

Decrease amount
Increase amount

Please enter a higher amount

Please enter a lower amount

Please enter a value

Decrease amount
Increase amount

We'll make some assumptions about your card usage to make a calculation

Clarity Credit Card

Clarity Credit Card

Travel abroad with one simple rate & no usage fees.

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
  • No fees for using your card anywhere worldwide (interest charges apply)
  • No fees for withdrawing cash (interest charges apply and some ATM providers may charge a fee)
  • £20 cashback offer valid on accounts opened by 3rd September 2017. Conditions apply*

Representative example

A variable representative of
18.9% APR
A variable annual purchase rate of
18.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: you may receive a different APR (either 21.9% or 25.9% variable) based on your individual circumstances.

* Cashback conditions: you will have until 30th September 2017 to make a qualifying transaction in a foreign currency. The £20 cashback will be applied within 90 days of the transaction being made.

29 Month Balance Transfer

No Fee 0% Balance Transfer

29 Month Balance Transfer

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 29 months

on balance transfers made within 90 days of account opening

Balance transfer fee

0%

on balance transfers made within 90 days of account opening.

Purchase rate offer

0% for 3 months

from account opening

Representative example

A variable representative of
18.9% APR
A variable annual purchase rate of
18.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: you may receive a shorter balance transfer offer (14 months) or a different APR (either 21.9% or 25.9% variable) based on your individual circumstances.

33 Month Balance Transfer

Low Fee 0% Balance Transfer

33 Month Balance Transfer - £20 cashback offer valid on accounts opened by 8th August 2017*

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 33 months

on balance transfers made within 90 days of account opening

Balance transfer fee

0.58%

on balance transfers made within 90 days of account opening.

Purchase rate offer

0% for 3 months

from account opening.

Representative example

A variable representative of
18.9% APR
A variable annual purchase rate of
18.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: you may receive a shorter balance transfer offer (18 months) or a different APR (either 21.9% or 25.9% variable) based on your individual circumstances.
*You will be paid £20 cashback on your initial balance transfer made within the first 90 days of account opening.

40 Month Balance Transfer

Our Longest 0% Balance Transfer

40 Month Balance Transfer

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 40 months

on balance transfers made within 90 days of account opening

Balance transfer fee

1.69% after refund

on balance transfers made within 90 days of account opening.

Purchase rate offer

0% for 6 months

from account opening

Representative example

A variable representative of
18.9% APR
A variable annual purchase rate of
18.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind you may be offered a Classic Credit Card; the promotional period and rate of the offer will be based on your individual circumstances.

37 Month Balance Transfer

Long 0% Balance Transfer Offer

37 Month Balance Transfer

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 37 months

on balance transfers made within 90 days of account opening

Balance transfer fee

1.39% after refund

on balance transfers made within 90 days of account opening.

Purchase rate offer

0% for 3 months

from account opening

Representative example

A variable representative of
18.9% APR
A variable annual purchase rate of
18.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind you may receive a shorter balance transfer offer (18 months) or a different APR (either 21.9% or 27.9% variable) based on your individual circumstances.

Our Longest Purchase Offer

Longest 0% Purchase

30 Month Purchase Offer

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 6 months

on balance transfers made within 90 days of account opening

Balance transfer fee

3%

on each balance transfer made.

Purchase rate offer

0% for up to 30 months

from account opening

Representative example

A variable representative of
18.9% APR
A variable annual purchase rate of
18.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: you may receive a shorter purchase offer (18 months) or a different APR (either 21.9% or 25.9% variable) based on your individual circumstances.

29 Month Balance Transfer

0% Purchase and Balance Transfer

29 Month Purchase and Balance Transfer

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 29 months

on balance transfers made within 90 days of account opening

Balance transfer fee

2.5%

on balance transfers made within 90 days of account opening.

Purchase rate offer

0% for 29 months

from account opening

Representative example

A variable representative of
18.9% APR
A variable annual purchase rate of
18.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: at least 51% of customers will get a representative rate of 18.9% APR (variable). Others will get a rate of either 21.9% APR (variable) or 25.9% APR (variable).

FlexiCard Credit Card

FlexiCard Credit Card

One simple low rate, and you can set up instalment plans online to help manage your repayments

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
  • Instalment plans over 2 to 36 months for your eligible balance
  • A low representative rate of 6.4% APR (variable)
  • 0% fee on balance transfers made within the first 90 days

Representative example

A variable representative of
6.4% APR
A variable annual purchase rate of
6.45% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: you may receive a different APR (either 10.9% or 14.9% variable) based on your individual circumstances.