The card you can enjoy an uncomplicated relationship with

One card with one rate for balance transfers and purchases. Typical 6.9% APR variable. No balance transfer fee.

It's easy to manage your money with a Halifax Easy Rate Credit Card

Know exactly where you are with our lowest available APR - typical 6.9% APR (variable) on both purchases AND balance transfers, with no balance transfer fee.

  • Simple and straightforward - one card with one low rate for balance transfers and purchases 
  • Benefit straight away - with no balance transfer fee
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Extra benefits:

  • No annual fee
  • No interest will be charged on purchases if every statement balance is paid in full by the payment date
  • Internet shopping protection with Halifax Secure
  • Manage your account online
  • Choice of 5 card colours

Credit available subject to status to UK residents aged 18 or over. Halifax is a division of Bank of Scotland plc. Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised and Regulated by the Financial Services Authority. We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk

Your APR Explained - View our Halifax Easy Rate Credit Card Personal Pricing (new window).