Halifax All in One Credit Card

The Halifax All in One Credit Card is a card that ticks all the boxes. It gives you extra breathing space with great introductory offers on both balance transfers and purchases.

Here's the deal: -

• 0% for the first 9 months on balance transfers made in the first 90 days (3% fee)
•  0% for the first 9 months on new purchases
• A typical rate of 15.9% APR (variable)

Take a few minutes to apply online (new window) for an instant decision (in most circumstances).

To benefit from the 0% rate you must stay within your credit limit and make your payments on time. Balances transferred from other Halifax or Bank of Scotland cards are not eligible for the 0% balance transfer offer.

View the Halifax All in One Credit Card summary box (new window).

The All in One card offers the following Halifax extras:

• Cover against online fraud when purchasing on the Internet
• Card replacement if lost 
• No interest will be charged on purchases if every statement balance is paid in full by the payment date
• No annual fee 
• Manage your card online
• Around the clock service
• Accepted wherever you see the MasterCard sign in over 24 million locations worldwide
• Additional cards available
• You can Protect your credit cards with our comprehensive cover plans
• Our typical rate is 15.9% APR (variable)

As we treat all our customers and their applications on an individual basis, the APR and interest rates we offer are determined by the details customers supply, along with an independent verification of credit and repayment history.

For the first 9 months you will get 0% on balance transfers made in the first 90 days (a fee of 3% applies for each balance transfer).  You will also get 0% for 9 months on purchases. Your personal APR for purchases will be either 15.9% APR (variable), 19.9% APR (variable) or 21.9% APR (variable). Your interest rate for balance transfers will be the same as for purchases.

Two thirds of customers are offered our best rate of typical
15.9% APR (variable).

The Halifax All in One Credit Card is a card that ticks all the boxes. It gives you extra breathing space with great introductory offers on both balance transfers and purchases.

Here's the deal: -

• 0% for the first 9 months on balance transfers made in the first 90 days (3% fee)
•  0% for the first 9 months on new purchases
• A typical rate of 15.9% APR (variable)

Take a few minutes to apply online (new window) for an instant decision (in most circumstances).

To benefit from the 0% rate you must stay within your credit limit and make your payments on time. Balances transferred from other Halifax or Bank of Scotland cards are not eligible for the 0% balance transfer offer.

View the Halifax All in One Credit Card summary box (new window).