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The Halifax Credit Card
We’ll give you a lengthy 0% for the first 13 months on balances transferred within the first 90 days (3% balance transfer fee applies). You’ll not only make great savings on your balance transfers, but you could also save money on your purchases as you’ll pay 0% for the first 6 months.
- 0% for 13 months on balance transfers, made within the first 90 days
- 0% for 6 months on purchases
- A typical rate of 14.9% APR (variable)
- A handling fee of 3% applies for each balance transfer
| Take a few minutes to apply online (new window) for an instant decision (in most circumstances). |
If you have any questions call us on 08457 28 38 48. Lines are open Mon-Fri 8am-8pm, Sat and Sun 8am-5pm. |
| Protect your credit cards with our comprehensive cover plans. |
Other Extras:
- No annual fee
- Up to 59 days interest free credit on all purchases if you pay off your balance in full each month
- Cover against online fraud when purchasing on the Internet
- Accepted wherever you see the MasterCard sign in over 24 million locations worldwide
- Card replacement if lost
- Additional cards available
- Around the clock service
- Manage your card online
- Choice of 4 card colours - Black, Pink, Red and White
To benefit from the 0% rate you must stay within your credit limit and make your payments on time. Balances transferred from other Halifax or Bank of Scotland cards are not eligible for the 0% balance transfer offer.
View our Halifax Credit Card summary box (new window).
Next Steps
|
Take a few minutes to apply online (new window) for an instant decision (in most circumstances). |
If you have any questions call us on 08457 28 38 48. Lines are open Mon-Fri 8am-8pm, Sat and Sun 8am-5pm.
Protect your credit cards with our comprehensive cover plans.
Personal Pricing
As we treat all our customers and their applications on an individual basis, the APR and interest rates we offer are determined by the details customers supply, along with an independent verification of credit and repayment history. For the first 13 months you will get 0% on balance transfers (a fee of 3% applies for each balance transfer). You will also get 0% for 6 months on purchases. Your personal APR for purchases will be either 14.9% APR (variable), 17.9% APR (variable) or 19.9% APR (variable). Your interest rates for balance transfers will be the same as for purchases. Two thirds of customers are offered our best rate of typical 14.9% APR (variable).
Halifax Credit Card is issued by Bank of Scotland plc, Registered in Scotland No.SC327000.
Registered Office: The Mound, Edinburgh EH1 1YZ.
Authorised and Regulated by the Financial Services Authority.
Credit facilities available subject to status to UK residents aged 18 or over. Balances may not be transferred from other Halifax or Bank of Scotland credit cards.
*Calls from BT landlines to 0845 numbers will cost a maximum of 4p per minute with a 6p set up fee. The price of calls from other telephone companies will vary.
