Halifax Easy Rate Card

The card you can enjoy an uncomplicated relationship with

Want more from your Credit Card?

It's easy to manage your money with a Halifax Easy Rate Credit Card

Know exactly where you are with our lowest available APR - typical 8.9% APR (variable) on both purchases AND balance transfers, with no balance transfer fee.

  • Simple and straightforward - one card with one low rate for balance transfers and purchases 
  • Benefit straight away - with no balance transfer fee

Apply now

Extra benefits:

  • No annual fee
  • No interest will be charged on purchases if every statement balance is paid in full by the payment date
  • Internet shopping protection with Halifax Secure
  • Manage your account online
  • Choice of 5 card colours

View our Halifax Credit Card summary box (new window)


Apply now and you could soon be better off


Credit available subject to status to UK residents aged 18 or over. Halifax is a division of Bank of Scotland plc. Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised and Regulated by the Financial Services Authority.

Your APR Explained - View our Halifax Easy Rate Credit Card Personal Pricing (new window).