The card you can enjoy an uncomplicated relationship with
It's easy to manage your money with a Halifax Easy Rate Credit Card
Know exactly where you are with our lowest available APR - typical 8.9% APR (variable) on both purchases AND balance transfers, with no balance transfer fee.
- Simple and straightforward - one card with one low rate for balance transfers and purchases
- Benefit straight away - with no balance transfer fee
Extra benefits:
- No annual fee
- No interest will be charged on purchases if every statement balance is paid in full by the payment date
- Internet shopping protection with Halifax Secure
- Manage your account online
- Choice of 5 card colours
View our Halifax Credit Card summary box (new window)

Credit available subject to status to UK residents aged 18 or over. Halifax is a division of Bank of Scotland plc. Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised and Regulated by the Financial Services Authority.
Your APR Explained - View our Halifax Easy Rate Credit Card Personal Pricing (new window).


