- Home
- > Credit Cards
Halifax Secure common enquiries
For information on Halifax Secure, use the links below to go to specific topics, or scroll down the page to review the full list of commonly asked questions and answers.
General questions
Enrolment
Activation During Shopping
Shopping with Halifax Secure
The Personal Account Manager
What is Halifax Secure?
How does Halifax Secure work?
How does Halifax Secure protect me?
Will I need to apply for a new card to use Halifax Secure?
When will my account be charged for Halifax Secure purchases?
Where can I buy with Halifax Secure?
Do I have to pay for Halifax Secure?
What are the system requirements for Halifax Secure?
What happens when my Halifax credit card expires?
What happens if I cancel or lose my Halifax credit card and then get a new one with a different account number?
I have a smart credit card with a chip. Does my smart credit card work with Halifax Secure?
Can I set my computer to reject cookies?
What is Halifax Secure?
Halifax Secure is a new service provided by Halifax and certified by Visa International and by MasterCard International, offering secure Internet shopping, using your preferred form of Internet payment - the credit card. Halifax Secure lets you add a personal password to your existing Halifax credit card, getting added security and the reassurance that only you can use your Halifax credit card online. Halifax Secure is a part of Visa's global Verified by Visa scheme and of MasterCard's global SecureCode scheme.
How does Halifax Secure work?
When you purchase online at a participating retailer, Halifax Secure issues a receipt at the end of the checkout process. The receipt includes details of your current purchase, such as site name, purchase amount and date. You sign the receipt by entering your personal Halifax Secure password; then click "Submit" to proceed with the purchase.
How does Halifax Secure protect me?
With Halifax Secure only you can sign your receipt and approve a purchase because only you know your personal Halifax Secure password and message.
Will I need to apply for a new card to use Halifax Secure?
No. All existing Halifax credit cards will be enabled for purchasing using Halifax Secure.
When will my account be charged for Halifax Secure purchases?
There will be no change to your existing billing arrangements.
Where can I buy with Halifax Secure?
Many retailers are already a part of Verified by Visa and / or SecureCode, and more retailers are signing up! A list of participating online retailers is available on the Visa (new window) and MasterCard (new window) websites.
Do I have to pay for Halifax Secure?
No. Halifax is offering Halifax Secure free of charge!
What are the system requirements for Halifax Secure?
Halifax Secure is optimised for the use of Microsoft Internet Explorer version 5.5 and 6.0, Windows Netscape 7.1 and 7.2, Windows AOL 9, Windows Firefox 1.0 and Macintosh Safari.
What happens when my Halifax credit card expires?
When you are re-issued a new Halifax credit card, the Halifax Secure service is automatically updated with the new card information. You do not need to re-enrol in order to continue using the Halifax Secure service.
What happens if I cancel or lose my Halifax credit card and then get a new one with a different account number?
You will need to enrol the new card for the Halifax Secure service.
I have a smart credit card with a chip. Does my smart credit card work with Halifax Secure?
Your smart Halifax credit card will work with Halifax Secure just like any other card by entering your password when it is requested in order to make a purchase.
Can I set my computer to reject cookies?
Yes. Both Netscape and Internet Explorer provide the means to alert you when a cookie will be placed on your computer and give you the opportunity to accept all, some or none of them. We do not recommend disabling cookies on our website because doing so may limit the ways in which we can serve you online. We use cookies to enable our computers to recognise you and facilitate your use of the website.
What is enrolment and how do I do it?
What cards can I enrol with Halifax Secure and when?
How many cards can I enrol with Halifax Secure?
Can I use the same password for all of my Halifax credit cards?
Can additional cardholders on an account use the same password or should they enrol for Halifax Secure separately?
Why do I have to supply personal information during enrolment?
Why am I required to supply my email address during enrolment?
What is a Personal Message?
What is the Card Security Code?
What do I do if I have problems during the enrolment process?
What is enrolment and how do I do it?
You need to enrol your Halifax credit card for the Halifax Secure service. During enrolment you set-up your password and Personal Message. You also set up a login name so that you can use the Halifax Secure Personal Account Manager facility. You will also need to review and accept the Halifax Secure conditions of use. You can enrol your Visa card (new window) or MasterCard now (new window). You will also be invited to enrol, if you have not already done so, when you purchase at a Verified by Visa or SecureCode retailer.
What cards can I enrol with Halifax Secure and when?
Halifax Secure covers all Halifax credit cards.
How many cards can I enrol with Halifax Secure?
You can enrol any number of Halifax credit cards. You can enrol all of your Halifax accounts at one time.
Can I use the same password for all of my Halifax credit cards?
Yes. When you enrol with Halifax Secure you will select a login and a password. These will be valid for any of the cards you have enrolled. You must select a password between 6-20 characters, which includes at least one digit and one letter. You may not use passwords that you have used previously for Halifax Secure. We recommend that you select a password that will be easy for you to remember and difficult for others to guess.
Can additional cardholders on an account use the same password or should they enrol for Halifax Secure separately?
Only the primary cardholder can enrol with Halifax Secure. All other additional cardholders on the same account should use the same login and password as established by the primary cardholder.
Why do I have to supply personal information during enrolment?
The personal information you are supplying is used as a security measure to make sure you are the real cardholder. The information you supply is verified against the data stored in the Halifax database. This same information will also be used in case you forget your Halifax Secure password and need to re-enrol.
Why am I required to supply my email address during enrolment?
Your email will only be used for important notifications from Halifax, and in full accordance with the privacy policy and the conditions of use.
What is a Personal Message?
The Personal Message is a short phrase (6-30 characters long) that you set-up during enrolment. This text should be personal, however not secret. Each time a Halifax Secure receipt is presented to you by Halifax you should look for the Personal Message - it proves it is a genuine Halifax receipt. Please note - you cannot select a Personal Message that will be identical to the password. Your password must be kept secret, while the Personal Message is openly displayed to you on the receipt during the purchase authentication process.
What is the Card Security Code?
The Card Security Code is the last three digits that appear on the back of your card, on the top right hand corner of the signature panel. It is requested as an extra security measure to make sure you are in possession of the card you are enrolling.
What do I do if I have problems during the enrolment process?
The enrolment process is very straightforward. But, in the unlikely case you experience difficulties, the enrolment website has online information available to help you. In the event that you have a problem which you still cannot resolve, please call the Halifax help desk who will be pleased to assist you. The number is on the back of your credit card.
What is the Halifax Secure service?
What is Activation During Shopping?
I activated Halifax Secure and now I have received an email message saying I should personalise my account online. What does that mean?
What is the login name?
What is a Personal Message?
I activated Halifax Secure. Can I activate it for additional cards?
What is the Halifax Secure service?
Halifax Secure is a service offered by Halifax in partnership with Visa and MasterCard. Halifax Secure provides a way to password-protect credit card usage on the Internet. Simply register your credit card and choose a password. Your password is required when you use your card to make Internet purchases at participating Visa (new window) and MasterCard (new window) merchants. The requirement of your password prevents unauthorised usage of your card on the Internet, giving you more confidence about making secure purchases online.
What is 'Activation During Shopping'?
As a Halifax client, we offer you to activate Halifax Secure when you shop at participating Visa (new window) and MasterCard (new window) merchants. The activation process is simple and quick - all you have to do is enter a few identifying pieces of information and select the personal password you will be using in your future purchases.
Please make sure you read and agree to the conditions of use, as activating the service indicates you have done so. Note that you may not be offered to activate the service online if you have already registered your card to the service in the past.
I activated Halifax Secure, and now I have received an email message saying I should personalise my account online. What does that mean?
When you activate Halifax Secure during shopping, you receive a pre-assigned login name and Personal Message. When you personalise your account you can select a different login name and personal message.
What is the Login Name?
When you activate Halifax Secure during shopping, a pre-assigned login name that Halifax had selected for you is displayed. The login name is based on your first and last name. You will need this login name in your future purchases, and also in order to access your personal account manager. After activating Halifax Secure you receive an email message with a link. You can use this link to go online and change your login name.
What is a Personal Message ?
When you activate Halifax Secure during shopping, a pre-assigned Personal Message that Halifax had selected for you is displayed. When you pay online, always look for your Personal Message before you enter your password to ensure that you're using the authentic Halifax Secure service. After activating Halifax Secure you receive an email message with a link. We recommend that you click on this link and create a new, truly Personal Message. Please note that your personal message must not be similar to your password.
I activated Halifax Secure. Can I activate it for additional cards?
After you activate Halifax Secure for one card, you are welcome to add to the service any of your Halifax credit cards. This includes Halifax branded cards as well as our partner cards. To activate additional cards, follow the 'Update Details' links on the right hand menu.
How do I buy with Halifax Secure?
Where can I buy with Halifax Secure?
How soon after completing my online enrolment can I begin to use the Halifax Secure service to make online purchases?
What should I do if I purchase online but the Halifax Secure receipt does not appear?
Can I purchase at retailers that do not participate in the Halifax Secure scheme?
Where can I view the history of my Halifax Secure purchases?
I forgot my password. What should I do?
I don't see my Personal Message on the receipt. What should I do?
The Personal Message on the receipt is not mine. What should I do?
How do I buy with Halifax Secure?
When you purchase online at a participating retailer, Halifax Secure issues a pop-up electronic receipt window at the end of the checkout process. The receipt includes details of your current purchase, such as site name, purchase amount and date. You check that the receipt contains your Personal Message, then sign the receipt by entering your password and clicking "Submit" to proceed with the purchase. When you shop online with your Halifax credit card, the Halifax Secure service will automatically be active at participating online stores. For more information on shopping with Halifax Secure, view our demonstration on the enrolment page.
Where can I buy with Halifax Secure?
Many online retailers are already a part of the Verified by Visa and SecureCode schemes, and more retailers are signing up! A list of participating online retailers is available on the Visa (new window) and MasterCard (new window) websites.
How soon after completing my online enrolment can I begin to use the Halifax Secure service to make online purchases?
You can start to use the Halifax Secure service immediately after you complete the enrolment process.
What should I do if I purchase online but the Halifax Secure receipt does not appear?
First, check to make sure that the card you used for the purchase is one that you have enrolled with the Halifax Secure service. Second, determine whether the retailer is a participating Verified by Visa (new window) or SecureCode (new window) retailer. If the retailer is participating and you are using the right card, contact the retailer's customer service centre for help.
Can I purchase at retailers that do not participate in the Halifax Secure scheme?
Yes. However you will not be able to use Halifax Secure. To complete the purchase at such retailers, simply follow the regular checkout process.
Where can I view the history of my Halifax Secure purchases?
You can view your receipt history by logging in to the Personal Account Manager. You can access the Personal Account Manager via the links on the right hand menu.
I forgot my password. What should I do?
You must re-set your password by clicking the "Forgot your password?" link on the purchase receipt or the Personal Account Manager login page. You will need to provide the same personal information as you did when you enrolled the card for Halifax Secure. If you enter the wrong password several times your Halifax Secure login will be locked. You can unlock it at any time by re-setting your password as above.
I don't see my Personal Message on the receipt. What should I do?
Always look for your Personal Message before signing the receipt. If your Personal Message does not appear on the receipt, please do not sign it with your password, call the Halifax help desk. The number is on the back of your credit card.
The Personal Message on the receipt is not mine. What should I do?
Always look for your Personal Message before signing the receipt. If a Personal Message other than yours appears on the receipt, please do not sign it with your password, call the Halifax help desk. The number is on the back of your credit card.
What is the Personal Account Manager?
Do I need to write down the details of my online purchases?
I am trying to login to the Personal Account Manager but I forgot my password. What should I do?
How do I change my password?
How do I change my Personal Message?
How do I update my email address?
I have been using Halifax Secure for a while and I would like to add another card to the service. What should I do?
What is the Personal Account Manager?
The Personal Account Manager is a special service offered by Halifax, which helps you trace the receipts of your Halifax Secure purchases. In addition, it enables you to change your account settings: change your email address, password, and Personal Message. You can access the Personal Account Manager via the links on the right hand menu.
Do I need to write down the details of my online purchases?
No. You do not need to write down details of your online purchases. When using Halifax Secure you do not need to record or even type the purchase details anywhere. Reviewing your previous receipts online is a convenient option through the Personal Account Manager feature.
I am trying to login to the Personal Account Manager but I forgot my password. What should I do?
If you forgot your password, click on the "Forgot your password?" link on the login page. You will need to provide the same personal information as you did when you enrolled the card for Halifax Secure. If you enter the wrong password several times your Halifax Secure login will be locked. You can unlock it at any time by re-setting your password as above.
How do I change my password?
In the Personal Account Manager, access "Manage Your Profile", and select "Change your password". You will be required to enter the old password, select a new password and retype it for verification. You must select a password between 6-20 characters, which includes at least one digit and one letter. You may not use passwords that you have used for Halifax Secure in the past. We recommend that you select a password that will be easy for you to remember and difficult for others to guess.
How do I change my Personal Message?
In the Personal Account Manager, access "Manage Your Profile", and select "Change your Personal Message". Your old Personal Message will be presented, and you will be able to select a new Personal Message (6-30 characters long). Please note that your Personal Message must not resemble your password.
How do I update my email address?
Your email address is used for important notifications from Halifax. It is therefore important that you keep the email address used in the Halifax Secure service updated. In the Personal Account Manager, access "Manage Your Profile", and select "Update your email". Your old email address will be presented, and you will be able to enter a new one.
I have been using Halifax Secure for a while and I would like to add another card to the service. What should I do?
You can either access the regular enrolment, or add another card through the Personal Account Manager: access "Manage Your Profile", and select "Enrol additional card(s)".
