Car Insurance

Make sure you’ve quality cover you can rely on. All our policies come with great benefits.

  • 10% discount for Online Banking customers
  • 24/7 online self-service centre and access to the Halifax Car Extras site
  • 3 year guarantee on approved claims repairs
  • 24 hour emergency and windscreen helpline
  • 60 days European Union cover

And if you take out a comprehensive policy, you’ll also enjoy these extra benefits:

  • New car replacement – if you’ve had your car from new and it’s less than 12 months old, you’ll get a replacement if it’s stolen and not recovered
  • Vandalism cover – to protect you if your car gets damaged maliciously
  • Courtesy car – whilst your car is at one of our approved repairers. Subject to availability and eligibility.

Take a look at the policy wording (PDF) for full details of what’s covered and what’s not. Terms, conditions and exclusions apply to all benefits. Full details can be found in the policy documents. Halifax Car Insurance is underwritten by a panel of insurers and is arranged and administered by BISL Limited.



10% discount for halifax online banking customers.

10% off our standard cover in the first year when you log in to Online Banking to get a quote and buy your policy. The discount is automatically applied to your premium and excludes optional extras.

Register for Online Banking


Not an online banking customer?

You can still get a competitive quote.

Get a quote Retrieve a quote

Or, give us a call on 0330 0189 539. Lines are open Mon to Fri 8am - 9pm, Sat and public holidays 9am - 5pm, Sun 10am - 4pm.


Quote links take you to a partner site with a new privacy and cookie policy.


Want extra peace of mind?

If we haven't covered everything you need you can always take out additional cover with your policy.

Motor Legal Protection is administered by ACM ULR Limited. The Legal Expenses element is underwritten by AmTrust Europe Limited

Did you know that as the driver, both you and your passengers could be left out of pocket following an accident? Our enhanced Motor Legal Protection is 5* Defaqto rated and is here to support you. The 24/7 legal helpline means there’s always someone at the other end of the phone to offer assistance.

If the accident wasn’t your fault our Motor Legal Protection policy provides cover for up to £100,000 of legal expenses to help with;

  • Obtaining compensation for personal injury and medical expenses.
  • Recovering losses resulting from the accident eg policy excess, loss of earnings, phone bills and travel costs.
  • Recovering repair costs if not already covered by comprehensive car insurance.
  • Recovering vehicle hire charges.

You will also receive motor prosecution defence cover if you are facing suspension or disqualification of your driving licence. You will receive up to £20,000 of legal expenses to help with your case, as long as there is a reasonable chance of avoiding suspension or disqualification. This cover doesn’t include any fines, penalties or charges relating to alcohol or drugs.

This cover only costs £27.99 per year.

Terms, conditions and exclusions apply. Please refer to the Motor Legal Protection policy (PDF) for details of what is and isn’t covered.

Provided by RAC Motoring Services

The cover ranges from basic roadside assistance for £39.99 per year right up to more extensive options that also provide cover at home – and even for breakdowns in Europe.

Conditions and exclusions apply, see the RAC Breakdown Cover policy (PDF).

Underwritten by Ageas Insurance Limited

Whether you find yourself locked out of your car or house, Keycare is there to help you. With a 24/7 helpline, hire car so you’re never stranded and a range of other services – they’ll make sure everything’s taken care of for just £9.99 per year.

Conditions and exclusions apply, see the Keycare policy booklet (PDF) and Keycare policy summary (PDF)


Halifax Car Extras

As an added extra, all our policies come with access to our Halifax Car Extras site, where you can claim a free quarterly offer and a range of leisure, motor and travel discounts.

Check out all the great deals available for Halifax Car Insurance customers through Halifax Car Extras, accessed through the Self Service Centre. Terms and conditions apply.

Visit the self service centre


Already insured with us?

Visit the self service centre to view your policy documents and access the Halifax Car Extras site.

Take a look at our existing customers section if you need to start a claim, renew, change your details or just get in touch.


Get a quote now

Go on it only takes a few minutes to get a quote online or call 0330 0189 539 to speak to a member of the team. Opening hours, Monday to Friday 8am-9pm, Saturday and public holidays 9am-5pm and Sunday 10am - 4pm.

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Halifax Car Insurance is underwritten by a panel of insurers and is arranged and administered by BISL Limited who are an independent intermediary authorised and regulated by the Financial Conduct Authority. Registered in England No 3231094.