Halifax Car Insurance

With a free MOT from Halifax you could have a little extra cash to play with

Nobody likes to fork out for an MOT so when you buy car insurance from Halifax, your next MOT is free. That makes good motoring sense!

Just buy a policy through this website or by phone (quoting HLMOT), hold the policy for 14 days and make sure your payments are up to date. Terms and conditions apply.

If your car is less than three years old and doesn’t require an MOT during the next 13 months, you can take advantage of a free 26-point vehicle health check instead.

What’s more, you’ll enjoy these great benefits:

• A panel of leading insurers to help you get the right cover at the best price returned
• Up to 9 years no claims discount
• We’ll help you with most of the admin when you switch from your current insurer

All in all, it adds up to quality car insurance at a competitive price, without the hassle. So, if you’re looking to save money on your car insurance, it makes sense to drive around with Halifax.

Get a quote online (it only takes a few minutes) or call us on 0800 072 9539 quoting HLMOT.

Halifax Car Insurance is arranged and administered by BISL Ltd and underwritten by a panel of insurers.

How to claim your free MOT
1. Buy Halifax Car Insurance by phone quoting HLMOT or online through halifax.co.uk
2. You’ll get your offer voucher in your welcome pack.
3. Register online and you’ll receive a confirmation email. You’ll get an email reminder 28 days before your MOT is due so you know when to book. 
or
Register by phone. You’ll get a call 28 days before your MOT is due so you know when to book.
4. Book your MOT by phone or online. A specialist from NSN will validate your policy and agree a garage, date and time with you. They will make the booking on your behalf.
5. You’ll get confirmation of the booking from NSN by phone or email.
6. You’ll get a text reminder the day before your MOT booking.
7. And then you just have to turn up for the MOT.

Terms and conditions apply

We’ll make sure you get the cover you need

You’ll enjoy these great benefits with all of our policies:

• A three year guarantee on all approved claims repairs - for added peace of mind
• 24 hour emergency and windscreen helpline - because accidents can happen day or night
• 60 days European Union cover - so you’re insured to travel with your car in Europe, for 60 days.

And if you take out a comprehensive policy, you’ll also enjoy the following additional benefits:

• New car replacement - if you've had your car from new and it's less than 12 months old; you'll get a replacement as close to make, model and specification as possible, if it's stolen and not recovered.
• Vandalism cover as standard (which protects you if your car gets damaged, accidentally or maliciously).
• Courtesy car - we supply you with a courtesy car while yours is with an approved repairer (subject to availability and eligibility).

And if this isn't enough, you can also include additional cover with your policy (additional costs apply).

Terms, conditions and exclusions apply to all benefits. Please refer to the Policy documents for full details of what is and isn’t covered.

Halifax Car Insurance is arranged and administered by BISL Ltd and underwritten by a panel of insurers.

Get a quote online (it only takes a few minutes) or call us on 0800 072 9539 quoting HLMOT.

Motor Legal Protection

Legal Expenses insurance element underwritten by AmTrust Europe Ltd
Administered by ACM ULR Limited

Road accidents happen every day. Aside from the shock, upset and inconvenience, they can lead to unexpected costs and have more serious consequences. Damage to items inside the vehicle, injury to you or your passengers, and even death of the driver or passengers can all result in an unmanageable financial burden. If these events were caused by someone else’s negligence then you may need to take them to court to obtain compensation. Court action is costly, particularly if you want a professional to represent you, and that’s where Motor Legal Protection comes in.

For £25.99 a year, our Motor Legal Protection cover provides the following benefits;

• Up to £100,000 motor legal expenses cover – including professional legal fees and costs.
• Can be used to claim compensation for personal injury, death, damage to your vehicle or items in the vehicle not covered by your motor insurance.
• 24 hour emergency claims line, 365 days a year.

The policy comes with other benefits too, so please check out the policy document for full details. Terms and conditions apply to all benefits. Claims are subject to assessment by a legal professional and must, in their view, have a reasonable chance of success and not cost more to recover the loss than the amount of the loss itself.    

RAC Breakdown Cover
Provided by RAC Motoring Services

Who knows when a breakdown could happen? If it’s ever happened to you, you’ll know first-hand just how inconvenient it is. When you get a Halifax Car Insurance quote you can add RAC breakdown cover to your policy.

The cover can range from basic roadside assistance to more extensive options, for example, providing cover at home.

The levels of breakdown, per year, are:
Roadside - £39.99
Roadside & At Home - £59.99
Roadside & Recovery - £59.99
Roadside, At Home & Recovery - £69.99
Roadside, At Home, Recovery & Onward Travel - £79.99
Roadside, At Home, Recovery, Onward Travel & Euro - £129.99

Terms, conditions and exclusions apply. Please refer to the policy documents for full details of what is and isn’t covered.

Keycare
Underwritten by Groupama Insurance Company Limited

Most of us have lost our keys at some point and it can cause such a lot of stress and hassle, if you’re locked out of your house and car. But you can avoid this easily by adding Keycare to your Halifax Car Insurance policy for just £14.99 per year.

Keycare allows you: 

• Cover if you lock your keys inside your car or your home
  Keycare will come to your rescue to fix the situation.
• A £10 reward for the finder of your keys
  Paid by Keycare so you’re more likely to get them back.
• A 24/7 helpline
  Keycare will always be there to help.
• A hire car or alternative transport if lost keys leave you stranded
  Keycare will make sure you get home.

Terms, conditions and exclusions apply. Please refer to the policy documents for full details of what is and isn’t covered.

Halifax Car Insurance is arranged and administered by BISL Ltd and underwritten by a panel of insurers.

Get a quote online (it only takes a few minutes) or call us on 0800 072 9539 quoting HLMOT.

Comprehensive policies (PDF)
Third party fire & theft (PDF)
Third party only (PDF)

RAC Breakdown documents (PDF)
Motor Legal Protection documents (PDF)
Keycare policy summary (PDF)
Keycare policy booklet (PDF)