Private medical insurance made more affordable

Halifax has joined forces with leading insurer AXA PPP healthcare Limited to bring you quality and affordable private health insurance. Our product selector tool makes it quick and easy for you to select the cover you consider appropriate for your needs. All private medical insurance products are provided, administered and underwritten by AXA PPP healthcare Limited.

With our moratorium policies, you don't need to provide information about your medical history. Instead, there's a period of two years where you won't be covered for treatment of conditions you had prior to taking out the policy. You'll also start with a 40% no claims discount.

To get a quote, first choose a policy


1	Do you want up to £800 cover for out-patient treatment? more details	Yes No
2	Do you want to reduce your premium by receiving treatment on the NHS, if it is available within six weeks? more details	Yes No

Benefits you can expect

Get prompt access to in-patient and day-patient treatment.
Option to include cover for out-patient treatment.
Get £50 for each night you receive free eligible treatment on the NHS.
24 hour access to our confidential telephone based health information service.
Up to one year's benefit for licensed chemotherapy treatments (eg Herceptin).

With our moratorium policies you won't have to provide information about your medical history.

Out-patient cover

Up to £800 each year to cover consultations with a specialist, diagnostic tests, clinical and complementary practitioners consultations, including physiotherapy.

6 Week Option

You'll be covered for eligible treatment that involves a hospital stay and/or surgery, if the NHS cannot provide that treatment within six weeks of the date on which the treatment should be undertaken.