Investments products

Halifax offers a wide range of investment products so you're
sure to find one that meets your needs and your financial aims.

Tax-efficient investments

Make the most of your tax benefits by potentially paying less tax on your investments.

Investment Options	Risk	Objective	Minimum Opening Balance	Minimum Additional Payments	Initial Charge	AMC*
Scottish Widows ISA	From Cautious to Adventurous	Growth	£1,000 lump sum or £150 per month	£250 lump sum or £10 per month	2%	1.5%
Junior Stocks & Shares ISA	Adventurous	Growth	£20 lump sum or £20 per month	£20 lump sum or £20 per month	0%	1%

* The AMC is included in the Total Expenses Ratio (TER), which covers yearly costs of the fund and may vary throughout the investment period.

Flexible investments helping your money grow over the long term

Investment Options	Risk	Objective	Minimum Opening Balance	Minimum Additional Payments	Initial Charge	AMC*
Personal Investment Plan	From Cautious to Adventurous	Growth Provides some life cover	£3,000 lump sum	£250 lump sum	2%	1.35%
OEIC	From Cautious to Adventurous	Growth	£3,000 lump sum or £150 per month	£10 per month or £250 lump sum	2%	1.5%

* The AMC is included in the Total Expenses Ratio (TER), which covers yearly costs of the fund and may vary throughout the investment period.

Offering peace of mind for you and security for those you love.

Product	Objective
Over 50 Guaranteed Life Plan	This plan could offer peace of mind for you and security for those you love providing a cash lump sum on death after two years with no health or underwriting questions.
Protection for Life	Meeting your protection needs by offering a choice of Life Cover, Critical Illness Cover, Critical Illness with Life Cover, Income Protection and Lifetime Cover under one plan. This means that you only have one application to complete and one monthly payment to make.

Make the most of your tax benefits by potentially paying less tax on your investments.

Investment Options	Risk	Objective	Minimum Opening Balance	Minimum Additional Payments	Initial Charge	AMC*
Scottish Widows ISA	From Cautious to Adventurous	Growth	£1,000 lump sum or £150 per month	£250 lump sum or £10 per month	2%	1.5%
Junior Stocks & Shares ISA	Adventurous	Growth	£20 lump sum or £20 per month	£20 lump sum or £20 per month	0%	1%

* The AMC is included in the Total Expenses Ratio (TER), which covers yearly costs of the fund and may vary throughout the investment period.

Flexible investments helping your money grow over the long term

Investment Options	Risk	Objective	Minimum Opening Balance	Minimum Additional Payments	Initial Charge	AMC*
Personal Investment Plan	From Cautious to Adventurous	Growth Provides some life cover	£3,000 lump sum	£250 lump sum	2%	1.35%
OEIC	From Cautious to Adventurous	Growth	£3,000 lump sum or £150 per month	£10 per month or £250 lump sum	2%	1.5%

* The AMC is included in the Total Expenses Ratio (TER), which covers yearly costs of the fund and may vary throughout the investment period.

Offering peace of mind for you and security for those you love.

Product	Objective
Over 50 Guaranteed Life Plan	This plan could offer peace of mind for you and security for those you love providing a cash lump sum on death after two years with no health or underwriting questions.
Protection for Life	Meeting your protection needs by offering a choice of Life Cover, Critical Illness Cover, Critical Illness with Life Cover, Income Protection and Lifetime Cover under one plan. This means that you only have one application to complete and one monthly payment to make.