Scottish Widows OEIC

Whether you have a lump sum to invest or you wish to start investing on a regular basis, it is important to make your money work hard for you.

When you invest in an OEIC fund your money is pooled with other people's money. This means it can be spread across a far wider range of investments, helping you to spread the risk. OEIC funds offer the potential for growth.

By investing in a Scottish Widows OEIC you’ve a range of medium to long-term investment options for your money.

• The minimum lump sum payment is £3,000. If you are investing monthly, your payments must be for at least £150 per month
• You can top up your investment with a single payment of £250 at any time or top up your monthly payment by a minimum of £10 per month
• There is an annual management charge (AMC) of 1.5% for this product.  The AMC is included in the Total Expenses Ratio (TER), which covers yearly costs of the fund and may vary throughout the investment period.
• There is an initial charge from 2% of each payment you make

Remember you should always look to invest for at least 5 to 10 years as this is a long-term investment. A charge will be applied if you cash in some or all of it during the first three years of your investment. Tax rules may change in the future.

Funds are how your money is invested in the stock market. There are a range of funds that offer different levels of risk and potential returns. You should be prepared to invest for at least 5 to 10 years to benefit from the potential growth in the stock market.

Your financial adviser will help you choose the fund which is right for you.

To apply for a Scottish Widows OEIC or to discuss whether it might be suitable for you, book a no-obligation appointment with a financial adviser.

You can book an appointment online or call 0845 604 1401*

*Lines are open Monday to Friday 8am - 8pm & Saturday 10am - 2pm.