COMPARE OUR BEST ISAS

There are two main types of ISA for you to choose from. Cash ISAs – where you don’t pay tax on the interest you earn (tax-free), and stocks and shares/investment ISAs – where growth in your investment is free from income tax and capital gains tax (tax-efficient). Whichever you choose, you can put in up to £15,240 in this tax year. Either as a lump sum, smaller monthly amounts or both. You can choose to invest your full allowance into a cash ISA, an investment ISA or a combination of both.

There are also junior cash ISAs and junior investment ISAs for children under 18 years old. A child can have both types of Junior ISA, provided they don’t exceed the annual Junior ISA allowance of £4,080 this tax year, which covers both cash and stocks and shares.

From December, if you’re a first time buyer and saving for a new home then a Help to Buy: ISA can help. Help to Buy: ISAs are a new type of ISA designed to help first time buyers save up for a deposit for their new home with the government adding up to 25% to all money saved - up to max £3,000.


Save - Cash ISA

  • Open with as little as £1.
  • A tax-free way to save.
  • Lower risk to your money.
  • Choose from easy access or fixed term.
  • No ongoing charges or setup fees.

Compare our cash ISAsISAs explained


Grow - Investment ISA

  • Investments 100% managed for you.
  • A tax-efficient way to invest in a Stocks & Shares ISA.
  • The value of an investment can go up and down so you may get back less than you invested.
  • No fixed term but designed to be held for at least 5 to 10 years.
  • Invest a lump sum (£2,000+), monthly amounts (£100+), or both.

Our Investment ISAISAs explained


Provide - Junior ISA

  • Tax efficient way to save for your children.
  • Available to children under 18 years old.
  • Both cash ISA and investment ISA options available.
  • You can convert Child Trust Funds to our Junior Cash ISA.
  • Open a Junior Cash ISA with as little as £1, or a Junior Investment ISA with as little as £20.

Our Junior Cash ISA Our Junior Investment ISA


If you want to choose from a wider range of investments, we also have a Self-Select Stocks & Shares ISA available through Halifax Share Dealing Limited.


Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.

Halifax Share Dealing Limited. Registered in England and Wales no. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Authorised and regulated by the Financial Conduct Authority, 25 The North Colonnade, Canary Wharf, London, E14 5HS under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.


Your money is protected by the FSCS