A Halifax cash ISA gives you a great way to save up to £15,000 tax free in the 2014/15 tax year. Make sure you use your full ISA allowance before the end of the tax year because any you don’t use isn’t carried over. You can choose to save your ISA allowance of £15,000 in cash, stocks and shares, or any combination of the two provided that you don't exceed more than £15,000 in total for the 2014/15 tax year.
Choose between our best easy access and fixed term cash ISAs or take a look at the full range we offer, including the Junior Cash ISA.
|Account Name||Benefits & features||Interest rate|
Bear in mind
1.05% tax free/AER variable including 12 month fixed bonus of 0.80%
At the end of the bonus period:
1-5 year terms available.
Bear in mind
|1.40% tax free/AER fixed for 1 year|
|1.60% tax free/AER fixed for 2 years|
|1.75% tax free/AER fixed for 3 years|
Tax treatment depends on your individual circumstances and may change.
Stocks & Shares ISAs
A Halifax stocks and shares ISA gives you a great way to invest up to £15,000 tax efficiently in the 2014/15 tax year. If you don't make full use of your allowance, you won't be able to carry anything over into the next tax year.
|Account name||Maximum contribution||Minimum opening |
|Stocks & Shares ISA
Invest tax-efficiently online in one of our managed funds
|£15,000||£100 regular investment (£2,000 lump sum)||Unlimited|
|Self-Select Stocks & Shares ISA
A tax efficient way to trade a wide range of stocks and shares.
|Junior Stocks & Shares ISA
Invest tax efficiently for the benefit of your child.
|£4,000||£20||None, until the child is 18|
The earlier and the more you add to your ISA the better. But the crucial thing to remember is that every tax year - which runs from 6th April one year to 5th April the next year - you're only allowed to invest a certain amount into ISAs. This is known as your annual ISA allowance.
Tax treatment depends on your individual circumstances and may change in the future.
Remember, the value of an investment and the income from it can go down as well as up and you may get back less than originally invested.
Help & Guidance
Don't know where to start?
Want to know more about ISAs before you continue? Whether you're new to ISAs or want to manage an existing account, we've put together a guide that tells you everything you need to know to help you on your way.
Frequently asked questions
How much can I save in an ISA?
You can save up to £15,000 in an ISA in the 2014/15 tax year. You can choose to save your ISA allowance of £15,000 in cash, stocks and shares, or any combination of the two provided that you don't exceed more than £15,000 in total for the 2014/15 tax year.
When does the tax year start and end?
Tax years run from 6th April one year to 5th April the following year.
Will I get charged for switching my cash ISA to Halifax?
Halifax will not charge you for switching your cash ISA, but your existing ISA manager may make administration charges for the transfer, such as for supplying information. Unfortunately, we’re not able to refund any charges made by your existing provider or refund any interest and/or bonus you may lose by transferring. You’ll need to check with your existing ISA provider.
Still not found what you're looking for? Take a look at our full list of the most common queries we receive about ISAs from our customers.