TRANSFER TO A HALIFAX ISA.

You can transfer from your existing stocks and shares or cash ISA into a new Halifax cash or investment ISA. We’ve made it as simple as we possibly can.

Why transfer your ISA to us?

  • Protect your ISA allowance by asking us to move your funds for you.
  • Earn interest on a cash ISA from day one, even while your funds are being transferred, with our ISA promise (provided the funds are free to move).
  • It’s quick and easy to do online.

Step 1 – Open a new cash ISA (if you haven’t already got one)

You’ll need to open a Halifax cash ISA to transfer into. If you don’t already have one, view our range of cash ISAs. If you already have an account, skip straight to step 2 below.

If you are transferring from another Help to Buy: ISA, the full funds in that ISA must be transferred into us. Remember you are only allowed to have one Help to Buy: ISA.

If you are transferring from another ISA, the transfer request must be made within 21 days of opening your Help to Buy: ISA account, and can only be used to fund part or all of your initial deposit up to £1,000. Your current year’s subscriptions must be transferred in full as you are only allowed to fund one cash ISA per tax year.

If you ask to transfer a flexible ISA in full and you have withdrawn all or part of any amount you paid in during a previous tax year, you will not be able to replace these withdrawals once the transfer process starts.

Please note, if you have a fixed cash ISA that has been opened for longer than 60 days then you won't be able to transfer or deposit into that account. Remember, you can only pay into one cash ISA each tax year.

If you’re transferring in from an innovative finance ISA, please contact your local branch.

Step 2 – Ask us to transfer your ISA using Online Banking

You’ll need the account details of the existing ISA you’re transferring from.

Simply log into your Online Banking and follow the instructions on the ISA Transfer screen.

Most transfers can be completed online but in some cases you may need to print, sign and post your request to us.

Step 1 - Open an Investment ISA

Open an Investment ISA with us through your Online Banking account.

If you’re transferring in from an innovative finance ISA, please contact your local branch.

Step 2 – Fill in a transfer form

When you’re applying, just fill in and submit the transfer form, and we’ll do all the rest for you.

If you’ve already got an Investment ISA with us, just sign into your Online Investments account and select ‘Transfers’ from the menu on the right.

Please remember that the value of an investment and the income from it can go down as well as up and you may get back less than you invested. If you are in any doubt about making your own investment decisions we recommend you seek advice from a suitably qualified financial adviser.

Transfer your ISA using Online Banking

Not registered?  Register now for Online Banking.

If you’re unable to register for Online Banking, you can transfer your ISA using our alternative ISA transfer form. You’ll need your National Insurance number and the account details of your existing ISA and your new Halifax cash ISA.


How long does it take to transfer?

Transferring to Transferring from Transfer time
Halifax Cash ISA Halifax Cash ISA 4 working days
Non-Halifax Cash ISA 15 working days *
Stocks & Shares ISA 30 calendar days *
Innovative finance ISA 30 calendar days*
Halifax Investment ISA Halifax Cash ISA 2-3 weeks *
Non-Halifax Cash ISA 2-3 weeks *
Stocks & Shares ISA 2-3 weeks *
Innovative finance ISA 30 calendar days*

* These transfer times are based on industry guidelines and may vary. 

Take a look at how the cash ISA transfer process works (PDF)


Halifax ISA Promise

As part of our ISA Promise, we'll pay interest on your cash ISA while your ISA funds are being transferred, provided they are free to move.