Loans FAQ

Which accounts do I need to have to be classed as an existing customer?

How much can I borrow?

What can I borrow money for?

How long can I take the loan over?

When will I have to make my first repayment?

What information do I need to apply for a Halifax loan?

How quickly will I receive a decision on my loan application?

What happens when I've been approved?

How soon will I receive my loan documents?

How quickly can I get the money?

What do you mean by typical APR, is this the rate that I will actually get?

Can I top-up my loan?

What if I can't repay my loan?

Can I repay my loan early?

How do I find out how much is outstanding on my loan?

Is the online rate available in branch or over the phone?

Is there a fee for arranging my loan?

How secure is my online application?

What is credit scoring and how do you use it?