Managing debt - useful contacts

Always think carefully about your situation and the options available to you - don't make any rash decisions. The teams and organisations below will be able to help with any questions and suggest a suitable course of action.

Halifax Money Management Team

Call 08456 03 90 50 (Lines open 8am-7pm Mon-Fri & 8.30am-3pm Sat)

Citizens Advice Bureau

To find your nearest Citizens Advice office, look in the telephone book or visit the following websites:

England & Wales www.citizensadvice.org.uk

Northern Ireland (Advice NI) www.adviceni.net

Scotland (Citizens Advice Scotland) www.cas.org.uk

Payplan

Call 0800 917 7823 or visit www.payplan.com

Consumer Credit Counselling Service

Call 0800 138 1111 or visit www.cccs.co.uk

National Debtline

Call 0808 808 4000 or visit www.nationaldebtline.co.uk

Other help organisations may charge a fee, you should check this before approaching them.