How to switch your mortgage deal
Am I eligible to switch?
Who can switch to a new mortgage deal?
About switching and the deals available
What interest rate will I be charged?
Applying to switch to a new deal
How do I switch to a new deal?
If you are not sure what a particular word or term means then take a look at our mortgage glossary.
Am I eligible to switch?
Who can switch to a new mortgage deal?
You need to have an existing Halifax mortgage to switch to a new mortgage deal.
When can I switch?
If you're paying interest on your mortgage at standard variable rate or Halifax Homeowner Variable Rate , or your current deal is due to end within the next 3 months, you can arrange your new deal now, subject to eligibility. If not, you may still switch but you might have to pay an Early Repayment Charge.
About switching and the deals available
What interest rate will I be charged?
Call us on 08458 50 37 05 to find out what deals are available.
If you’re looking for peace of mind that the interest rate you pay won’t change, a fixed rate mortgage may be the best deal for you.
If you want to take advantage of interest rates if they go down, a tracker rate mortgage may be the best deal for you. Remember interest rates can go up as well as down.
Are there any fees?
Depending on the mortgage deal you choose there may be a product fee to pay. Call us on 08458 50 37 05, where our advisors will take you through all the options available to you.
Applying to switch to a new deal
How do I switch to a new deal?
To switch to a new mortgage deal you can call us on 08458 50 37 05 or visit your nearest branch. Our advisers will take you through all the options available to you.
