The mortgage process explained

Before you begin your mortgage application, there are certain key things you’ll need to consider, and we'll help you through the mortgage process. Simply follow the process steps below to see how it all works.

Step 1 - Seeing if you can qualify for a mortgage

When you’re looking to take out a mortgage, there are a number of factors that can influence what we could lend you.

Find out if you can qualify for a Halifax mortgage

Step 2 - Choosing the right mortgage for you

When you know how much we could lend you, you'll need to consider the product that best suits your needs. There are a number of factors to consider when looking at setting up a mortgage.

Find out about choosing the right mortgage

Step 3 - Applying and what happens next

Whether you've started your application online, over the phone or in branch we'll confirm whether we're able to proceed. If we can we'll begin to process your application.

Find out about applying and what happens next


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Book an appointment online

  1. Branch finder

Or you can speak to a mortgage expert on 08458 50 37 05

Mon-Fri 8am - 8pm
Sat 9am - 4pm

Want to know what you could borrow, request a mortgage promise.

Mortgage promise

  1. How much could I borrow?

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