Monthly repayment table

This table gives you a rough indication of your monthly repayments – it's based on the overall cost for comparison of 7.4%. The actual rate available will depend upon your circumstances.

As a Halifax mortgage customer you can choose from a range of fixed rates and tracker rates to keep your repayments low.

Amount of Further Advance	10 years	15 years	20 years
£5,000	£58.05	£44.94	£38.76
£10,000	£116.11	£89.88	£77.53
£15,000	£174.16	£134.82	£116.29
£20,000	£232.22	£179.77	£155.06
£30,000	£348.33	£269.65	£232.59
£50,000	£580.54	£449.41	£387.65

The interest rate is variable which means your payments can go up as well as down.

Are there any fees I should be aware of?
There is a £349 arrangement fee. You can pay this upfront or add it on to the loan - it's up to you. If you add the fee on to the loan you will be charged interest.

If you borrow more than 90% of the value of your home, we might need to revalue your property. This costs from £100 and we'll let you know in advance if this is needed.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Next Steps

You can start your application now

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