Everyday Saver.

Our Everyday Saver is a simple, easy access savings account, you can use hassle-free online, in branch or over the phone. Making it easy to manage your savings and access your cash in a way that suits you.

At a glance:

Interest Rate

Benefits

Bear in mind

Access

insertAsset0.50% gross/AER variable for 12 months

After 12 months, your account automatically changes to an Instant Saver, currently payinginsertAsset 0.25% gross/AER variable.

  • Easy access with unlimited withdrawals and deposits
  • Open with just £1
  • Manage your savings online, in branch or over the phone. ATM card can be requested in branch.
  • Minimum age 11
  • Online
  • Branch
  • Phone

insertAsset0.50% gross/AER variable for 12 months

After 12 months, your account automatically changes to an Instant Saver, currently payinginsertAsset 0.25% gross/AER variable.


Benefits

  • Easy access with unlimited withdrawals and deposits
  • Open with just £1
  • Manage your savings online, in branch or over the phone. ATM card can be requested in branch.

Bear in mind

  • Minimum age 11

Access

  • Online
  • Branch
  • Phone

Summary Box

Account Name Everyday Saver
Interest rates (AERs) Variable interest rate. View our current interest rates.
Tax Status

We will pay your interest gross, which means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs (HMRC). Find out more about how we pay your interest.

Conditions for bonus payment There's no bonus available on this account.
Withdrawal arrangements Unlimited number of withdrawals.
Access In branch, over the phone and online. An ATM card can be requested in branch.

Apply for an Everyday Saver

Open online now

Or if you bank online with us already, sign in for a faster application.

Otherwise, you can apply by phone on 0345 726 3646, 8am-8pm Mon to Fri, 8am-8pm Sat and 9am-5pm Sun or book an appointment at your local branch at a time to suit you.

Existing Halifax savings customers
If you’ve got a Halifax easy access savings account you can renew it into either an Everyday Saver or an Online Saver without needing to open a new account.

Features & Current Rates

  • Start saving from just £1
    Open your account with £1 or more and start getting into the savings habit.
  • Manage your savings in the way most handy for you
    Enjoy the convenience of easy access to your money via branch, online or telephone banking.
  • Halifax Savers Prize Draw
    Qualifying account for the Halifax Savers Prize Draw
  • ATM card available
    If you want the option to access cash and make withdrawals at cashpoints, there's an ATM card available.
  • Unlimited deposits and withdrawals
    Unlimited deposits, so you can save in a way that suits you.
    Unlimited withdrawals with no loss of interest, for added peace of mind.
  • Joint accounts
    If you’d like to make your account a joint account, you can do this during the online application.
    Or you can make your account joint, once it’s been opened, by:
    • Using Online Banking and selecting Joint Accounts under the Products and Services section.
    • Requesting to add an additional account holder over the phone by calling 0345 726 3646 (lines are open 8am to 8pm Monday to Friday, 8am to 6pm on Saturday and 9am to 5pm on Sunday).

Current rate

Interest rate currently payable is insertAsset0.50% gross/AER variable for 12  months.

After 12 months, your account automatically changes to an Instant Saver, currently payinginsertAsset 0.25% gross/AER variable.


Apply for an Everyday Saver

Open online now

Or if you bank online with us already, sign in for a faster application.

Otherwise, you can apply by phone on 0345 726 3646, 8am-8pm Mon to Fri, 8am-8pm Sat and 9am-5pm Sun or book an appointment at your local branch at a time to suit you.

Existing Halifax savings customers
If you’ve got a Halifax easy access savings account you can renew it into either an Everyday Saver or an Online Saver without needing to open a new account.

Additional information

  • Variable rate interest - this means the rate you earn can go up or down
  • Interest paid – annually on anniversary of account opening. We will pay your interest gross, which means that we will not deduct tax automatically from your interest. Depending on your personal circumstances, you may need to pay tax on the interest you earn and it will be your responsibility to pay any tax you may owe to HM Revenue and Customs (HMRC).
  • Eligibility - UK resident personal customers aged 11+ though you need to be 16 to manage this account online. If you don't live in the UK, find out about offshore savings accounts.
  • Account conditions  (opens as PDF)
  • Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). For further information about the compensation provided by the FSCS, refer to the FSCS website at www.fscs.org.uk/. You can also visit our Financial Services Compensation Scheme page for more details.
  • You have 14 days starting from the day after your account is opened, to give us written notice that you wish to cancel. Notice should be given in writing to: Halifax, PO Box 548, LEEDS, LS1 1WU. If you do not exercise your right to cancel you may still close your account as set out in your account conditions. Whenever you cancel, we will repay any credit balance outstanding. You must repay any monies owed and return any cards. There is no charge for cancellation under these regulations and we will pay interest on the account for the time your money was with us.

Apply for an Everyday Saver

Open online now

Or if you bank online with us already, sign in for a faster application.

Otherwise, you can apply by phone on 0345 726 3646, 8am-8pm Mon to Fri, 8am-8pm Sat and 9am-5pm Sun or book an appointment at your local branch at a time to suit you.

Existing Halifax savings customers
If you’ve got a Halifax easy access savings account you can renew it into either an Everyday Saver or an Online Saver without needing to open a new account.


Your new Everyday Saver is minutes away


Halifax Savers Prize Draw 3 top prizes of £100,000

You’ve a chance of winning one of 3 top prizes of £100,000, if you register and hold £5,000 or more in a qualifying account during the whole previous calendar month.


Please note:
Rates of interest are subject to change.
Rate of interest effective from 0.00am on 15/03/2016.
View the summary box before you apply for this account.
For a definition of AER, Gross and other terms please view our savings glossary.