Online Saver
An online savings account that gives you easy access to your money, and the flexibility of unlimited withdrawals and deposits.
At a glance:
| Interest Rate | Benefits | Bear in mind | Access |
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Features & Current Rates
- Minimum deposit £1
Open an Online Saver with as little as £1, and start saving for the things important to you. - Unlimited deposits
Add to your Online Saver as many times as you like. - Unlimited withdrawals
With no loss of interest for withdrawals, enjoy the peace of mind of easy access to your money. - Halifax Savers Prize Draw
Qualifying account for the Halifax Savers Prize Draw. - Variable interest rate
The interest rate varies from time to time and may go up or down. - Joint accounts
To add an additional account holder to your account you both need to bring a completed and signed additional party form, along with identification, to a 20 minute appointment you can arrange to have in a local branch that's convenient for you.
Apply for an Online Saver
Or if you bank online with us already, sign in for a faster application.
Summary Box
| Account Name | Online Saver |
| Interest rates (AERs) | Variable interest rate. View our current rates |
| Tax status | Interest will be paid net of income tax (currently 20%) unless you register your account with us to receive gross interest. If you are not a basic rate tax payer see our important information section. |
| Conditions for bonus payment | There's no bonus available on this account. |
| Withdrawal arrangements | Unlimited number of withdrawals |
| Access | Online only |
Apply for an Online Saver
Or if you bank online with us already, sign in for a faster application.
Additional information
- Variable rate interest - this means the rate you earn can go up or down
- Interest paid - annually on anniversary of account opening
- Eligibility - UK resident personal customers aged 16+. If you don't live in the UK, find out about offshore savings accounts.
- Account conditions (opens as PDF)
- We are a member of the Financial Services Compensation Scheme so our customers' savings are protected (up to £85,000).
Apply for an Online Saver
Or if you bank online with us already, sign in for a faster application.
