Regular Saver
Looking to get into the savings habit? Saving for something special? Our Regular Saver could be the perfect option. Start saving from £25 to £250 each month, and get a fixed rate of interest for a year.
At a glance:
| Interest Rate | Benefits | Bear in mind | Access |
|---|---|---|---|
2.00% gross/AER fixed |
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Features & Current Rates
- Get into the regular savings habit
You can be flexible - save any amount from £25 to £250 each month by standing order. Even small payments, made regularly, soon add up. - No loss of interest for missing a payment
Don't worry if you miss a payment, the account will stay open and you can keep saving, but this will limit the amount that can be saved in total. - Halifax Savers Prize Draw
Qualifying account for the Halifax Savers Prize Draw. - Carry on saving
After 12 months the account becomes an easy access savings account so you can keep saving. - Convenient access to your savings
Manage your savings in branch and over the phone and view your balance online
Current rate
Rate of interest currently payable is 2.00% gross/AER.
Apply for a Regular Saver
Or if you bank online with us already, sign in for a faster application.
Otherwise, you can apply by phone on 08457 26 36 46, 8am-8pm Mon to Fri, 8am-8pm Sat and 9am-5pm Sun or book an appointment at your local branch at a time to suit you.
Summary Box
| Account Name | Regular Saver |
|---|---|
| Interest rates (AERs) | Fixed interest rate. View our current interest rates. |
| Tax Status | Interest will be paid net of income tax (currently 20%) unless you register your account with us to receive gross interest. If you are not a basic rate tax payer see our important information section. |
| Conditions for bonus payment | There's no bonus available on this account. |
| Withdrawal arrangements | No withdrawals allowed during the 12 months, early closure permitted. After a period of 12 months your account will become an easy access savings account. |
| Access | View your balance in branch or online. |
Regular Saver Example - If you save £100 each month, you'll earn £12.99 gross (£10.39 net) interest after 12 months.
The interest is calculated on the balance of the account each month, so using the example above, the first month's balance would be £100, the second month £200 etc. and therefore the amount of interest paid will increase over the year in line with the balance of the account.
After 12 months your Regular Saver account will become a variable rate easy access account that we offer at the time. We'll write to you before the 12 months are up to remind you.
Apply for a Regular Saver
Or if you bank online with us already, sign in for a faster application.
Otherwise, you can apply by phone on 08457 26 36 46, 8am-8pm Mon to Fri, 8am-8pm Sat and 9am-5pm Sun or book an appointment at your local branch at a time to suit you.
Additional information
- Fixed rate interest - the rate we pay is fixed and will not to change throughout the term
- Interest paid - annually on anniversary of account opening
- Eligibility - UK resident personal customers aged 16+. If you don't live in the UK, find out about offshore savings accounts.
- Account conditions (opens as PDF)
- We are a member of the Financial Services Compensation Scheme so our customers' savings are protected (up to £85,000).
Apply for a Regular Saver
Or if you bank online with us already, sign in for a faster application.
Otherwise, you can apply by phone on 08457 26 36 46, 8am-8pm Mon to Fri, 8am-8pm Sat and 9am-5pm Sun or book an appointment at your local branch at a time to suit you.
