Interest Rates

Accounts with interest paid net

ProductBalanceAERInterest Rate (Gross) Interest Rate (Net)
Share Dealing Account £1 to £999.990%0%0%
£1,000 to £9,999.990%0%0%
£10,000 to £49,999.990%0%0%
£50,000 to £99,999.990%0%0%
£100,000 and over0%0%0%
Halifax ShareBuilder £1 and above0%0%0%

Accounts with interest paid gross

Product

BalanceAERInterest Rate (Gross)Interest Rate (Net)
Self-Select Funds ISA*£1 and above0%0%N/A
Self-Select Stocks & Shares ISA*£1 and above0%0%N/A
Self Invested Personal Pension (SIPP)**£1 and above0.5%0.5%N/A

All prices are correct from 6th March 2009

*Under the ISA Regulations we must deduct a flat rate charge of 20% from any interest gained on your Self-Select Stocks & Shares ISA or Self-Select Funds ISA and pay this charge to HM Revenue and Customs.

**Please note that the interest rate payable on our Self Invested Personal Pension follows the Bank of England Base Rate. We will amend our interest rate as soon as is practicably possible following a change in the base rate - the current rates that are applicable are shown above

Interest rates for a Share Dealing Account are only applicable if you hold the cash in a Cash Management Account (HCMA). For new customers, an HCMA will automatically be opened as part of your Halifax Share Dealing Account and is used to hold cash pending investment. Please read the Halifax Share Dealing Service Terms and Conditions for more information.

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Please remember the value of your investments and the income from them can go down as well as up.  You may not get back the full amount you have invested.  If you're in any doubt about the suitability of any of our products, or whether to buy or sell shares, you should consult an appropriate Financial Adviser.

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