Self Invested Personal Pension (SIPP)

Investment Trusts and long-term investment have long been synomymous with reitrement planning. We’ve combined our easy, efficient and award-winning share dealing account with the expertise of leading SIPP provider AJ Bell.

Our SIPP gives those comfortable with managing their own pension all of the tools they need to do it themselves.

You currently pay no Capital Gains Tax on pension investments, receive tax relief on your own contributions at the highest tax rate you pay and you can take 25% of your pension fund as a tax-free lump sum from the age of 55. Do remember that tax laws can change.

Benefits of our SIPP

• No set up fee.
• Trading online for just £11.95 or over the phone from £25.
• Set-up a scheduled regular investment plan for just £2 commission.
• Transfer your protected rights from an S2P (previously known as SERPS), into your Halifax Share Dealing SIPP.
• Transfer a personal pension plan, company pension scheme, or even another SIPP into a Halifax Share Dealing SIPP.

There are a number of important documents you should read before completing your pension application. Please ensure you are familiar with these documents to be confident that a SIPP is best suited for your retirement plans. If you are in any doubt about the suitability of a SIPP you should consult an appropriate Financial Advisor.

Please remember that all stock market investments involve a degree of risk. This means that you might not get back the full amount you invest. Make sure that you know all the facts before investing.

Not sure whether a SIPP is right for you? We also offer a Self-Select Stocks & Shares ISA and a standard share dealing account.

Download a SIPP application pack

Apply for an account over the phone by calling on 0845 6090 408 (lines are open 8am - 9.15pm Monday - Friday and 9am - 1pm Saturday excluding English Bank Holidays).