What is a Structured Product?
Halifax structured products are market linked investments that can provide exposure to a broad range of assets including global indices (e.g. the FTSE 100 or S&P 500), commodity prices or indices, currencies, and the performance of individual equities.
They are an investment option with an emphasis on controlling risk as they allow investors to manage their risk and return expectations at the outset of a product.
With all structured products there is the risk that you can lose some or all of your initial investment. This will be dependant on the individual terms of the structured product and how the underlying asset(s) perform.
For example, you could have a structured product with a 5 year term where the return of capital is dependant on the performance of the FTSE 100.
You can invest into a Halifax structured product via a Halifax Share Dealing Account, a Self-Invested Personal Pension (SIPP) or, if the term is 5 years or more, a Stocks & Shares ISA.
For each structured product that we offer we will publish a product brochure which will explain in detail the key features and risks of the product. It is very important that you read, and take the necessary steps to understand, these documents before committing to an investment. If you are unsure about any of the contents or terms within these documents please refer to our Frequently Asked Questions or Glossary.
For further information on Halifax structured products and to gain a more detailed understanding of the mechanics, please read our ‘Guide to Halifax Structured Products’.
