Self Invested Personal Pension (SIPP)

Finding a tax-efficient way to save for your retirement can be difficult. But you don't need to look any further than our Self Invested Personal Pension.

A great alternative to a private pension, SIPPs are designed as a way to take control of your retirement by investing in a range of stock, shares, Funds and many other types of investment whilst benefitting from the tax benefits of a traditional personal pension.

And you can rest assured you have a first class pension product as we have created it with the expert assistance of AJ Bell – one of the country's leading SIPP providers.

Take control of your retirement investment.

1. No set up fee.
   
   
2. Reap the tax benefits* -no Capital Gains Tax on pension investments, get tax relief on your own contributions at the highest tax rate you pay and take 25% of your pension fund as a tax-free lump sum from the age of 50 (55 from April 2010).
   
   
3. Highly competitive dealing charges   - deal real-time online for only £11.95, over the telephone from just £15 or set up a regular investment plan online for just £1.50 commission per stock.
   
   
4. Transfer your protected rights from a S2P (previously known as SERPS), in your Halifax Share Dealing SIPP. 
   
   
5. Transfer a personal pension plan, company pension scheme,
   or even another SIPP into a Halifax Share Dealing SIPP.

* Please note tax laws may change

Want to find out more information about SIPPs?
Download the Halifax Share Dealing SIPP guide

Want to invest in more than just stocks & shares?
Find out more about the investment options available to you

Already got a SIPP or company pension and want to transfer to a Halifax Share Dealing SIPP?
Download a SIPP transfer form here

Unsure what to invest in?
Check out our Research Centre to track share performance, sector activity and more 

You should read and understand the following documents before opening a SIPP.

Halifax Share Dealing SIPP Key Features 

Halifax Share Dealing SIPP Service Terms & Conditions

Halifax Share Dealing SIPP Scheme Terms & Conditions

Order Handling Policy

Summary of Conflicts of Interest Policy

Halifax Share Dealing SIPP Risk Warnings

SIPP Servicing documents.
Direct Debit Instruction - Set up regular payments to your SIPP 
 
Additional Contribution Form - Pay an additional one-off contribution or establish a regular monthly contribution by Direct Debit
 
Benefit Form - Start drawing benefits from your SIPP
 

You can apply for a Halifax Share Dealing SIPP by completing the SIPP application pack.

Simply print off, complete and return to;

The Halifax Share Dealing SIPP Administration Team
A J Bell Management Ltd
Trafford House
Chester Road
Manchester
M32 0RS

Please remember - trading on the stock market carries its own risks. It's important to understand that the unpredictability of the markets can mean you may not get back all the money you invest.

Apply and prepare for your future today!