Reward current account.

The simple bank account that gives you £75 for switching to us

Take advantage and get £75 paid within 7 working days when you switch your bank account to us using the Current Account Switch Service.

I’d like to know more


Free everyday banking

No monthly fee with this account.

Just stay in credit and you won't be charged any daily overdraft fees.

Mobile alerts are also available if you'd like help to stay in credit.

Eligible account for Save the Change® - save your pennies when you spend.


A £2 monthly reward

Get £2 each month when throughout the previous calendar month you:

  • pay in £750 or more and;
  • pay out a minimum of 2 different direct debits and;
  • stay in credit.

If in any month you miss out on the £2 reward, don’t worry you'll still get free everyday banking, so long as you stay in credit.

More about the £2 reward


Earn up to 15% cashback when you shop

With a wide range of retailers, including clothes stores, DIY outlets and restaurants, your Cashback Extras are constantly updated so check back regularly.

To qualify for Cashback Extras you need to be over 18, have a Halifax Bank Account, a Halifax debit and/or credit card and be registered for Online Banking. Merchant offers and cashback amounts vary. Terms and Conditions apply.


£75 when you switch to us

Current account switch guarenteeGet £75 for switching to us, paid by the time your switch has completed (usually within 7 working days or after, if you've chosen a later date to switch).

Just use the Current Account Switch Service to transfer and close your old account held elsewhere. You can request to switch to us at the end of your application for this account.

Apply and switch

How switching works

£75 switching offer terms & conditions


Easy access to your money

Manage your account with Online, Mobile and Telephone Banking. And access to any of our branches.

Also pay for good and services easily and conveniently with a VISA debit card with contactless payments.


Earn up to 15% cashback

With Cashback Extras, you can earn up to 15% cashback on your debit card purchases, based on the places you usually shop or may like to try, such as clothing stores, DIY outlets and restaurants.

Once registered, you can activate your offers through Online Banking or our Mobile Banking App.

More about Cashback Extras


Making sure you get a fair deal

We want you to find a product that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board

To find out more you can read the statement of responsibilities, which details what's expected of us, the lender and you the borrower.

Halifax current accounts and services are offered subject to status. Available only to personal customers aged 18 or over who are resident in the UK.

Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is repayable on demand, including any fee.