Reward current account.

The simple bank account that rewards you each month


Free everyday banking

No monthly maintaining the account fee with this account.

Just stay in credit and you won't be charged any daily arranged overdraft fees.

Mobile alerts are also available if you'd like help to stay in credit.

Eligible account for Save the Change® - save your pennies when you spend.


A £2 monthly reward

Get £2 each month when throughout the previous calendar month you:

  • pay in £750 or more and;
  • pay out a minimum of 2 different direct debits and;
  • stay in credit.

If in any month you miss out on the £2 reward, don’t worry you'll still get free everyday banking, so long as you stay in credit.


Earn up to 15% cashback when you shop

With a wide range of retailers, including clothes stores, DIY outlets and restaurants, your Cashback Extras are constantly updated so check back regularly.

To qualify for Cashback Extras you need to be over 18, have a Halifax Bank Account, a Halifax debit and/or credit card and be registered for Online Banking. Merchant offers and cashback amounts vary. Terms and Conditions apply.


Six month fee-free arranged overdraft

Switch to us and get an arranged overdraft with no fees for six months. We may offer you an overdraft at the end of your application and if we do we’ll tell you the maximum amount you can borrow. If you choose to apply for it you won't pay fees when you use your overdraft for the first six months. After the six months are up, you'll pay a daily arranged overdraft fee to use your overdraft.

All overdrafts are repayable on demand, so make sure it's right for you before you apply for one.

Find out more about overdrafts


Easy access to your money

Manage your account with Online, Mobile and Telephone Banking. And access to any of our branches.

Also pay for good and services easily and conveniently with a VISA debit card with contactless payments.


Making sure you get a fair deal

We want you to find a product that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board

To find out more you can read the statement of responsibilities, which details what's expected of us, the lender and you the borrower.

Halifax current accounts and services are offered subject to status. Available only to personal customers aged 18 or over who are resident in the UK.

Whether you can have an arranged overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is repayable on demand, including any fee.