Help with sending or transferring money outside the UK.

Do you have family overseas and want to send them money or you might even be working or buying a house abroad? Whatever the reason, our International Payments service is fast, efficient and secure.

What's more, setting up and sending money in different currencies is simple through our online banking service – just view our demo on how to make international payments.

Here’s a few pointers to bear in mind before setting up a payment:

  • The recipient will need to be set up
  • You’ll need the following information, depending on the destination:
    • The BIC/SWIFT code and the IBAN (this replaces the account number). Please refer to the list of countries that you will need an IBAN for.
    • For the rest of the world, the beneficiary name and bank details are needed.

And once you’ve set up a new recipient online we save the details so next time you don’t have to enter them again.

How to send money outside the UK or in a foreign currency

View our step-by-step guide for how to send money outside the UK. It's simple, fast and secure.

Which country do I need a BIC/SWIFT and an IBAN for?

We need you to quote a BIC/SWIFT and IBAN when sending payments to send outside the UK to the following countries:

  • All EU and EEA countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Republic of Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, The Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and UK
  • and also the following non EU and EEA countries: Andorra, Bahrain, Faroe Islands, Georgia, Greenland, Isle of Man, Israel, Jordan, Kuwait, Lebanon, Macedonia, Montenegro, Moldova, Monaco, Pakistan, Palestine, Qatar, San Marino, Saudi Arabia, Switzerland, Tunisia, Turkey, and United Arab Emirates.

Reason for payment

As part of their regulations banks in certain countries including Jordan, Pakistan, Philippines and United Arab Emirates require a reason for your payment.

Below is a list of valid reasons for payment. Please choose a code and copy it into “Payment reference for recipient” box if you are making a payment to one of these countries.

You must ensure you provide a reason for payment to avoid any delays.