Save the Change®

Struggling to save? We’ve come up with a simple way to turn your pennies into pounds.

Switch on Save the Change® and when you buy something with your Halifax debit card, we’ll round up the amount to the nearest pound. At the start of the next working day, we’ll transfer the difference into your nominated Halifax savings account.

For example, if your coffee costs £2.20, we’ll transfer 80p from your current account into your savings account.

It’s a clever feature that takes your leftover change and builds it into bigger savings.

Switch on Save the Change®


1. Spend on your Halifax debit card

Make sure Save the Change® is switched on. You can easily control this through Online Banking


2. We work out the change

When you're in credit, what you spend is rounded up to the nearest pound


3. The change is transferred to your savings

We transfer the change to your Halifax savings account the next working day

How to switch on Save the Change®
You can switch Save the Change® on and off or change your nominated savings account whenever you like online. We’ll only make Save the Change® transfers when your current account is in credit.

You need:

Online
If you've registered for Online Banking, you can switch Save the Change® on and off or change your nominated savings account whenever you like online.

  • If you’re using a desktop, simply log in to Online Banking using the link below
  • If you’re using a mobile device, log in to Online Banking using the link below. Next, select the link at the bottom of the page that says, ‘Go to desktop site’. You can then select Save the Change® within the Savings drop-down menu at the side of the page.

Please note, you cannot use the mobile or tablet app to access this page.

Switch on Save the Change®

If you haven't already, you can register for Online Banking.

Save the Change® conditions (PDF) 

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.