What will you get with a joint account?

  • Both account holders get a contactless VISA debit card
  • Both people can manage the account through Online Banking and the Mobile Banking app
  • You can apply for a shared, arranged overdraft

How can a joint account help you?

  • Keep track of your shared spending – you can both withdraw, deposit, and make payments
  • Budget together – set yourself a joint budget each month
  • You can open one with a partner, family member, housemate, or friend

Further information about joint accounts

Keep in mind

  • Both account holders must be aged 18 or over
  • Student Current Account and Youth accounts cannot be made into joint accounts
  • You can both use the benefits and features that come with the account, without needing the approval of the other person
  • Both people named on the account are individually responsible for the balance of the account, including any debts such as an overdraft
  • Credit reference agencies often create a financial link or association between people who have a joint account which could affect your credit rating

Open a joint account

Before you apply, there are a few questions to answer so we can find the right option for you.

Do you want to open a new joint account, or add someone to an existing current account?

Apply in branch

If you would like to add a person to an existing current account please find your nearest branch and book an appointment. You will both need to attend the appointment in branch.

You cannot add someone to an existing account if it is no longer on sale.

Find your nearest branch

Do you bank with Halifax?

Are you both registered for Online Banking or do you both use the Mobile Banking app?

Sign in to apply

Sign in to apply for your new joint account.

Remember, you'll need to apply together side by side.

Sign in to apply

You both need to be registered for Online Banking or use the Mobile Banking app, before you can apply for a joint account online

Start banking online with us for the first time.

Register now

Reset your sign in details or find your username.

Reset now

Download our simple and safe Mobile Banking app.

Download now

 

One of us banks with Halifax

To open a new joint account online,  you’ll both need to hold one or more of the following products with us:

  • Current account
  • Savings account
  • Credit card
  • Loan
  • Mortgage
  • Share dealing

You’ll both need to be able to sign in to Online Banking or the Mobile Banking app. 

Browse our range of products

You can also open a new joint account in branch

Neither of us banks with Halifax

To open a new joint account online, you’ll both need to hold one or more of the following products with us:

  • Current account
  • Savings account
  • Credit card
  • Loan
  • Mortgage
  • Share dealing

Browse our range of products

Once you both have a Halifax product, you’ll both need to:

  • register for Online Banking.
  •  sign into Online Banking or download the Mobile Banking app.
  • apply together side by side.

You can also open a new joint account in branch

Bank accounts

Browse our range of bank accounts today to find the one that’s right for you.

Browse bank accounts

Bank accounts

Browse our range of bank accounts today to find the one that’s right for you.

Browse bank accounts