SWITCH TO OUR CURRENT ACCOUNTS.

Current Account Switch GuaranteeChoose which current account you want to switch to.

Reward Current Account

Reward Current Account

Free simple everyday banking

Stay in credit and you won't be charged any daily fees

Find out more

Ultimate Reward Current Account

Ultimate Reward Current Account

Travel insurance, mobile phone insurance,
car breakdown cover and more. It costs £17 a month1,
or £15 if you meet the lower monthly maintaining the account fee terms2.

Find out more

About our £135 switching offer

You’ll get £50 for switching to us if you use the Current Account Switch Service to:
- transfer your account into a new or existing Halifax Reward Current Account, Ultimate Reward Current Account, (£17 monthly maintaining the account fee) or an existing Halifax Current Account
- close your old account.

You’ll get £85 six months after your switch date if you’ve:
- paid at least £1,500 into your switched Halifax current account each calendar month from your switch date
- made a payment using your Halifax debit card
- Signed-up for paper-free for letters and statements.

We’re afraid you're not eligible for the offer if the bank you’re switching from doesn’t participate in the Current Account Switch Service. To find out if your bank participates, visit the Payments Council website.


Making sure you get a fair deal

We want you to find a product that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board

To find out more you can read the statement of responsibilities, which details what's expected of us, the lender and you the borrower.


REPRESENTATIVE EXAMPLE

For Ultimate Reward Current Accounts - if you use an arranged Overdraft of £1,200, then we’ll charge you a daily arranged overdraft fee of £1.28. For Ultimate Reward Current Accounts, the daily arranged overdraft fee on the first £300 is 0p.

If you have an Ultimate Reward Current Account and use your overdraft you will pay the £17 monthly maintaining the account fee. If you stay in credit, pay at least £750 into your account each month and make two direct debits, you will receive a discount of £2, reducing your monthly maintaining account fee to £15.

For Reward Current Account and Current Accounts - if you use an arranged Overdraft of £1,200, then we’ll charge you a daily arranged overdraft fee of £1.71.


1Whether you can have an arranged overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is repayable on demand, including any fees..[^]
2 The Ultimate Reward Current Account will cost £17 a month. However, if in the previous calendar month you pay in £750 or more and pay out at least 2 different direct debits and remain in credit you will receive a discount of £2, reducing your monthly maintaining the account fee to £15. You'll also need to keep your account open/not change it to a different type of current account until the fee is due to be debited (by the second working day of the following calendar month).[^]
3 Provided and underwritten by AXA Insurance UK plc.[^]
4 AA Breakdown Cover, including Home Start, provided by Automobile Association Developments Limited (trading as AA Breakdown Services).[^]
5 Mobile phone insurance arranged and administered by STAMS Limited with a single insurance provider, Assurant General Insurance Limited.[^]
6 Home emergency cover underwritten by Inter Partner Assistance S.A.[^]
7 Card Cancellation is provided by Citymain Administrators Ltd (part of the SPB UK & Ireland Group Companies).[^]


Halifax current accounts and services are offered subject to status. Available only to personal customers aged 18 or over who are resident in the UK.

Whether you can have an arranged overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is repayable on demand, including any fees.