Reward Current Account.

    The simple current account that rewards you each month.


    Free simple everyday banking

    There's no monthly fee with this account. Just stay in credit and you won’t be charged any daily overdraft fees.

    Also you don't need to pay a set amount of money in or have any Direct Debits coming out of this account each month.


    £3 each month to say thanks

    As a little thank you from us, you can get a £3 reward each month if you doing the following throughout the calendar month:

    • pay in £750 or more and;
    • pay out a minimum of 2 different Direct Debits and;
    • stay in credit.

    More about the £3 reward


    £75 for switching to us

    Take advantage and get £75 paid within 7 working days when you switch your bank account to us using the Current Account Switch Service.

    I'd like to know more

    Am I eligible for the offer?

    Please note: From 1st October 2018 the monthly reward payment will reduce to £2 from £3, if in the previous calendar month you pay in £750 or more, pay out a minimum of 2 different direct debits and stay in credit. If you meet this criteria the first payment of the new £2 monthly reward payment will be paid by 2nd November 2018.

    Full details of these changes can be found in the Guide to Changes (PDF).

    Plus enjoy these extra benefits:

    • Easy access to your money
      Manage your account with Online, Mobile Banking (including our App), Telephone Banking or any of our branches.
    • A VISA contactless debit card
      Also pay for goods and services easily and conveniently with a VISA debit card with contactless payments.
    • Get up to 15% cashback
      With Cashback Extras, you can get up to 15% cashback on your debit card purchases, based on the places you usually shop or may like to try, such as clothing stores, DIY outlets and restaurants. Once registered, you can activate your offers through Online Banking or our Mobile Banking App.


    Apply for a Reward Current Account.

    Straightforward. No need to switch. You can keep any existing accounts open.

    Apply now


    Switch to a Reward Current Account

    We'll give you £75 when you transfer your existing current account to us1 and you can also apply for a 6 month fee free overdraft (subject to status).

    Apply and switch now

    For more information and terms & conditions for this current account, read the Bank Account Getting Started Guide (PDF).


    Making sure you get a fair deal

    We want you to find a product that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board

    To find out more you can read the statement of responsibilities, which details what's expected of us, the lender and you the borrower.


    1 Use the Current Account Switch Service to transfer and close your old account held elsewhere. If you've had cashback for switching to us since January 2012, we're sorry but you won't get it again. Our switching offer is only available when you use the 'Current Account Switch Service' to switch into a new or existing Halifax Reward Current Account, Current Account, or Ultimate Reward Current Account (£17 monthly fee applies).

    Please note: From 1st October 2018 the monthly discount will reduce to £2 from £3 if in the previous calendar month you pay in £750 or more, pay out a minimum of 2 different direct debits and stay in credit. If you meet this criteria the first payment of the discounted £15 monthly fee will be paid by 2nd November 2018. If this criteria is not met the monthly fee will remain at £17.

    Full details of these changes can be found in the Guide to Changes (PDF).

    Halifax current accounts and services are offered subject to status. Available only to personal customers aged 18 or over.

    Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is repayable on demand, including any fee.

    We may monitor and record calls.

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