Switch and get a six month fee-free overdraft

    The simple current account that rewards you each month.

    Six month fee free arranged overdraft 

    Your Arranged Overdraft will be fee free for 6 months if you switch your account to us. Arranged overdrafts are subject to application and approval, and are repayable on demand.

    Information about the arranged overdraft


    Free simple everyday banking

    There's no monthly maintaining the account fee with this account. Just stay in credit and you won't be charged any daily arranged overdraft fees.

    Also you don't need to pay a set amount of money in or have any Direct Debits coming out of this account each month.

    Earn up to 15% cashback when you shop

    With Cashback Extras you can get up to 15% cashback on purchases you make with your debit or credit card. We've got offers for a wide range of your favourite high street shops and restaurants.

    It's easy to get started, just sign in to Online Banking and turn on Cashback Extras. We're adding new offers all the time, so check back often to make sure you don't miss out. Merchant offers and cashback amounts vary. Terms and Conditions apply.

    Plus enjoy these extra benefits:

    • As a little thank you from us, you can get a £2 reward each month if you do the following throughout the calendar month: pay in £750 or more, pay out a minimum of 2 different Direct Debits and stay in credit
    • Contactless VISA debit card.
    • Easy access to your account. Our Online, Mobile and Telephone Banking are open 24 hours a day, 7 days a week. You can also pop into any of our branches. Not all Telephone Banking services are available seven days a week, 24 hours a day. Please speak to an adviser for more information.

    Switch to a Reward Current Account

    Apply now

    For more information and terms & conditions for this current account, read the Bank Account Getting Started Guide (PDF).

    Making sure you get a fair deal

    We want you to find a product that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board

    To find out more you can read the statement of responsibilities, which details what's expected of us, the lender and you the borrower.

    1 Use the Current Account Switch Service to transfer and close your old account held elsewhere. If you've had cashback for switching to us since January 2012, we're sorry but you won't get it again. Our switching offer is only available when you use the 'Current Account Switch Service' to switch into a new or existing Halifax Reward Current Account, Current Account, or Ultimate Reward Current Account (£17 monthly maintaining the account fee applies).

    Halifax current accounts and services are offered subject to status. Available only to personal customers aged 18 or over.

    Whether you can have an arranged overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is repayable on demand, including any fee.

    We may monitor and record calls.

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