Switch and earn up to 15% cashback

    More people have switched to us than to any other bank. Why?

    • Get up to 15% cashback - Cashback Extras can get you up to 15% cashback on purchases you make with your debit card at a wide range of your favourite high street shops and restaurants. And we're adding new offers all the time. It's easy to start: just open an account, sign in to Online Banking and turn on Cashback Extras. Merchant offers and cashback amounts vary. Terms and Conditions apply.
    • It's easy - We'll move all your payments - Any payments, Direct debits, Standing orders and remaining balance will be transferred into your new account.
    • Get a six month fee-free overdraft - you’ll then pay 1p for every full £6 you borrow up to £1,250, 1p for every further full £7 you borrow between £1,250 and £2,500, and then a further 1p for every full £8 you borrow over £2,500. Overdrafts are subject to application and approval, and are repayable on demand.

    I'm ready to switch

     


    Your switch is safe

    Payments - Any payments made to your old account will automatically be redirected to your new account. We'll also contact the sender with your new account details.

    What if something goes wrong? - You're covered by the Current Account Switch Guarantee. We'll refund any interest (paid or lost) or charges made on either your old or new current account.

    Switching is extra easy

    Day 1

    Day 1-6

    Day 7

    How does switching work

    New customers

    Apply for a new current account and switch.

    Existing customers

    Complete our switching form.

    You can still use your old account and use your new Halifax account.

    We'll transfer payments from your old account to your new Halifax account.

    Switch complete. We close your old account and move any funds to your Halifax account.

    How does switching work


    Day 1

    New customers

    Apply for a new current account and switch.

    Existing customers

    Complete our switching form.

    Day 1-6

    You can still use your old account and use your new Halifax account.

    We'll transfer payments from your old account to your new Halifax account.

    Day 7

    Switch complete. We close your old account and move any funds to your Halifax account.

    How do you switch banks?

    You can switch your current account in seven working days using the Current Account Switch Service. You give us your old current account details. We'll transfer payments from your old account to your new Halifax Account.


    Not got an account with Halifax?

    Apply for a new current account and then switch.

    Reward Current Account
    Free simple everyday banking. Stay in credit and you won't be charged any daily fees.

    Reward Current Account

    Ultimate Reward Current Account
    Travel insurance, mobile phone insurance, car breakdown cover and more2. It costs £17 a month, or £15 if you meet the lower monthly maintaining the account fee terms3.

    Ultimate Reward Current Account


    Already got an account with Halifax?

    Complete our online switching form.

    Switch to your existing Halifax Current Account.

    1. Complete our simple online switching form.
    2. Let us do the rest and your switch will be completed in 7 working days.

    Complete our switch form

    The form should take around 5 minutes to complete and you'll need your old bank details to hand.


    Halifax current accounts and services are offered subject to status. Available only to personal customers aged 18 or over who are resident in the UK.

    Whether you can have an arranged overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is repayable on demand, including any fees.

    1 Based on Halifax internal switch data since the Current Account Switch Service launched in September 2013.
    2 We use a range of third party providers for the Ultimate Reward Current Account benefits. For full details of the benefits, policies, account terms and conditions and the range of third party providers we use, please read the Getting Started Guide (PDF).
    3 The Ultimate Reward Current Account will cost £17 a month. However, if in the previous calendar month you pay in £750 or more and pay out at least 2 different direct debits and remain in credit you'll pay the lower monthly maintaining the account fee of £15. You'll also need to keep your account open/not change it to a different type of current account until the fee is due to be debited (by the second working day of the following calendar month).