SWITCH TODAY AND GET £75 PLUS A 6 MONTH FEE-FREE OVERDRAFT*.

    *Subject to application and approval

    More people have switched to us than to any other bank.

    • One million - Over one million current account customers have switched to us since September 20131
    • Earn £75 when you switch
    • We're the bank that pays the switching offer the fastest - We're the only bank to give customers cash within 7 working days of starting your switch, correct as of 1st March 2018.
    • Our clear, simple, fair overdraft puts you in control - Pay just 1p per £7 borrowed once your 6 month fee-free period ends. Overdrafts are subject to application and approval, and are repayable on demand.
    • It's easy - We'll move all your payments, including Direct Debits, standing orders and your remaining balance will be transferred into your new account.

    I'm ready to switch

     

    This is a video about the 5 reasons to switch to Halifax

    You’re eligible for the £75 offer if…

    Current Account Switch GuarenteeYou use the Current Account Switch Service, close your old account held elsewhere and switch into one of the following accounts:

    • A Halifax Reward Current Account
    • A Halifax Ultimate Reward Current Account (£17 monthly fee applies with this account)
    • An existing Halifax Current Account

    You won't qualify for the £75 offer if you:

    • are switching to a Basic Account, a Student Account or a Youth Account.
    • you are a Bank of Scotland bank account customer switching to Halifax.
    • received cashback for switching to us since January 2012, we’re sorry but you won’t get it again.

    Your switch is safe

    Payments - Any payments made to your old account will automatically be redirected to your new account. We'll also contact the sender with your new account details.

    What if something goes wrong? - You're covered by the Current Account Switch Guarantee. We'll refund any interest (paid or lost) or charges made on either your old or new current account.

    Switching is extra easy

    Day 1

    Day 1-6

    Day 7

    How does switching work

    New customers

    Apply for a new current account and switch.

    Existing customers

    Complete our switching form.

    You can still use your old account and use your new Halifax account.

    We'll transfer payments from your old account to your new Halifax account.

    Switch complete. We close your old account and move any funds to your Halifax account.

    We'll put £75 into your Halifax account before your switch completes (where eligible).

    How does switching work


    Day 1

    New customers

    Apply for a new current account and switch.

    Existing customers

    Complete our switching form.

    Day 1-6

    You can still use your old account and use your new Halifax account.

    We'll transfer payments from your old account to your new Halifax account.

    Day 7

    Switch complete. We close your old account and move any funds to your Halifax account.

    We'll put £75 into your Halifax account before your switch completes (where eligible).

    How do you switch banks?

    You can switch your current account in seven working days using the Current Account Switch Service. You give us your old current account details. We'll transfer payments from your old account to your new Halifax Account. Plus, you can earn £75 within 7 working days (where eligible).


    Not got an account with Halifax?

    Apply for a new current account and then switch.

    Choose which current account you want to switch to and get £75 within 7 working days.

    Reward Current Account
    Free simple everyday banking. Stay in credit and you won't be charged any daily fees.

    Reward Current Account

    Ultimate Reward Current Account
    Travel insurance, mobile phone insurance, car breakdown cover and more2. It costs £17 a month, or £14 if you meet the lower monthly fee terms3.

    Ultimate Reward Current Account


    Already got an account with Halifax?

    Complete our online switching form.

    Switch to your existing Halifax Current Account and still get £75.

    1. Complete our simple online switching form.
    2. Let us do the rest and your switch will be completed in 7 working days.

    Complete our switch form

    The form should take around 5 minutes to complete and you'll need your old bank details to hand.


    Halifax current accounts and services are offered subject to status. Available only to personal customers aged 18 or over who are resident in the UK.

    Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is repayable on demand, including any fees.

    1 Based on Halifax internal switch data since the Current Account Switch Service launched in September 2013.
    2 We use a range of third party providers for the Ultimate Reward Current Account benefits. For full details of the benefits, policies, account terms and conditions and the range of third party providers we use, please read the Getting Started Guide (PDF).
    3 The Ultimate Reward Current Account will cost £17 a month. However, if in the previous calendar month you pay in £750 or more and pay out at least 2 different direct debits and remain in credit you'll pay the lower monthly account fee of £14. You'll also need to keep your account open/not change it to a different type of current account until the fee is due to be debited (by the second working day of the following calendar month).