SWITCH TODAY AND GET £75 PLUS A 6 MONTH FEE-FREE OVERDRAFT*.

    *Subject to application and approval

    More people have switched to us than to any other bank.

    • One million - Over one million current account customers have switched to us since September 2013**
    • Earn £75 when you switch
    • We're the bank that pays the switching offer the fastest - We're the only bank to give customers cash within 7 working days of starting your switch, correct as of 1st March 2018.
    • Our clear, simple, fair overdraft puts you in control - Pay just 1p per £7 borrowed once your 6 month fee-free period ends. Overdrafts are subject to application and approval, and are repayable on demand.
    • It's easy - We'll move all your payments, including Direct Debits, standing orders and your remaining balance will be transferred into your new account.


    Switching to the Halifax is easy, just choose an account to switch to:

    £75 - Switch to a new Reward Account

    Free simple everyday banking

    Stay in credit and you won't be charged any daily fees.

    Continue Switching

    £75 - Switch to a Halifax account you already have

    Keep using your existing Halifax account

    Continue Switching

    £75 - Switch and also get insurance

    The Ultimate Reward Account includes travel insurance, mobile phone insurance, car breakdown cover and more1. It costs £17 a month or £14 if you meet the lower monthly fee terms2.

    Continue Switching

    We also offer  Student, Youth and Teenage, accounts.


    Switching is extra easy

    You'll be up and running in 3 simple steps.

    1. Apply for an account
    2. Complete our switching form
    3. We’ll switch your account in 7 working days
    Switching is extra easy

    Day 1

    Day 1-6

    Day 7

    How does switching work

    New customers
    Apply for a new current account and switch.

    Existing customers
    Complete our switching form.

    You can still use your old account and use your Halifax account.

    We’ll transfer payments from your old account to your new Halifax account.

    Switch Complete. We close your old account and move any funds to your Halifax account.

    We’ll put £75 into your Halifax account before your switch completes (where eligible).

    How does switching work


    Day 1

    New customers
    Apply for a new current account and switch.

    Existing customers
    Complete our switching form.

    Day 1-6

    You can still use your old account and use your Halifax account.

    We’ll transfer payments from your old account to your new Halifax account.

    Day 7

    Switch Complete. We close your old account and move any funds to your Halifax account.

    We’ll put £75 into your Halifax account before your switch completes (where eligible).

    We'll move your payments for you

    • Incoming payments, e.g. your salary.
    • Outgoing payments, e.g. bills.
    • Direct debits, e.g. an internet bill.
    • Standing order, e.g. paying money into a savings account.
    • Money in your account, e.g. if your account has a £500 balance then we will transfer £500 into your new account.

    You can choose the date you want to switch.

    Keep in mind

    If any payments go to your old account after the switch.
    We will arrange for payments accidentally made to your old account to be automatically redirected to your new account. We will also contact the sender and give them your new account details.

    If something goes wrong.
    You're covered by the Current Account Switch Guarantee. If anything goes wrong with the switch, as soon as we are told, we will refund any interest (paid or lost) and charges made on either your old or new current accounts as a result of this failure.

    £75 Switching Offer.

    Complete our switching form and use the Current Account Switch Service to switch. Switch into a new or existing Halifax Reward Current Account, Ultimate Reward Current Account (£17 monthly fee applies) or an existing Current Account if opened before 3rd December 2016, and close your old account held elsewhere. If you’ve already received cashback for switching to us since January 2012 we’re sorry but you won’t get it again.

    Ready to switch? Jump back to choose your account and apply


    Making sure you get a fair deal

    We want you to find a product that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board

    To find out more you can read the statement of responsibilities, which details what's expected of us, the lender and you the borrower.


    1 We use a range of third party providers for the Ultimate Reward Current Account benefits. For full details of the benefits, policies, account terms and conditions and the range of third party providers we use, please read the Getting Started Guide (PDF).

    2 The Ultimate Reward Current Account will cost £17 a month. However, if in the previous calendar month you pay in £750 or more and pay out at least 2 different direct debits and remain in credit you will receive a discount of £3, reducing your monthly account fee to £14. You'll also need to keep your account open/not change it to a different type of current account until the fee is due to be debited (by the second working day of the following calendar month).

    Halifax current accounts and services are offered subject to status. Available only to personal customers aged 18 or over who are resident in the UK.

    **Based on Halifax internal switch data since the Current Account Switch Service launched in September 2013.

    Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is repayable on demand, including any fees or interest.