Free and simple everyday banking
The account with extra benefits.
How long is this offer available?
You can use this offer to apply online, by phone or in branch from 30 September 2019 to 14 October 2019. This offer may change and it may be withdrawn without notice at any time.
Can I get an overdraft if I use this offer?
We may be able to offer you an arranged overdraft, depending on our assessment of your circumstances. You aren't guaranteed to get one if you use this offer. If we’re able to offer you an arranged overdraft, you won't pay daily arranged overdraft fees for six months, as long as you stay within your arranged overdraft limit.
After six months, or if you change your account, you'll be charged daily fees if you use your account's arranged overdraft. If your account's arranged overdraft has a fee-free limit, you'll only be charged if you go over it.
For full details on arranged overdraft fees, please see the 'Bank accounts and switching to us' leaflet which we’ll give you when you open your account. If you'd like another copy, just ask in branch or go to www.halifax.co.uk/bankaccounts/overdrafts.
How many times can I use this offer?
You can only get one offer per customer. If you switch a joint account, you'll only get one offer payment.
When will my £150 offer be paid?
We'll pay the offer into your account by the time your switch has completed. You'll see it in your account.
The Current Account Switch Service makes switching from one bank or building society to another simple and hassle-free whether you’re a consumer, small charity or small business. You’ll find the main benefits of the service below:
With the Current Account Switch Service you can choose a switch date to suit you. Just make sure you allow a minimum of seven working days.
The new account provider transfers any existing balance and all existing payment arrangements for you – including those going out (for example Direct Debits and standing orders), those coming in (for example, your salary) and payees you already have set up.
This means over 99% of UK current accounts are covered by the Current Account Switch Guarantee.
Every bank and building society offering the service follows exactly the same switch process.
We will arrange for payments accidentally made to your old account to be automatically redirected to your new account. We will also contact the sender and give them your new account details.
In the unlikely event that something goes wrong with your switch, the new provider will refund any interest or charges incurred on your old or new account as a result.
The whole process will be handled by the bank or building society you are switching to. If you have any questions or concerns, just ask your new provider.
We have designed the Current Account Switch Service to let you switch your current account from one bank or building society to another in a simple, reliable and stress-free way. It will only take seven working days. As your new current-account provider we offer the following guarantee.
For more information and FAQs, please read the Account Switching Guide (PDF).
1 We use a range of third party providers for the Ultimate Reward Current Account benefits. For full details of the benefits, policies, account terms and conditions and the range of third party providers we use, please read the Getting Started Guide (PDF).
2 The Ultimate Reward Current Account will cost £17 a month. However, if in the previous calendar month you pay in £750 or more and pay out at least 2 different direct debits and remain in credit you will receive a discount of £2, reducing your monthly maintaining the account fee to £15. You'll also need to keep your account open/not change it to a different type of current account until the fee is due to be debited (by the second working day of the following calendar month).
Halifax current accounts and services are offered subject to status. Available only to personal customers aged 18 or over who are resident in the UK.
**Based on Halifax internal switch data since the Current Account Switch Service launched in September 2013.
Whether you can have an arranged overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is repayable on demand, including any fees or interest.