To get a switch offer of £150 this is what you need to do:

• Get an email from us inviting you to switch your account.
• Open a new Reward Current Account or Ultimate Reward Current Account (£17 monthly maintaining the account fee).
• Then use the Current Account Switching Service to switch your bank account to us, transfer all your payments to the new account and close your old one.

We can’t give you a reward if:

• You switch to a Basic Account, Expresscash Account or Student Account.
• The bank you’re switching from doesn’t use the Current Account Switching Service.

Here are some other things you should know:

How long is this offer available?

You can use this offer to apply online, by phone or in branch from 30 September 2019 to 14 October 2019. This offer may change and it may be withdrawn without notice at any time.

Can I get an overdraft if I use this offer?

We may be able to offer you an arranged overdraft, depending on our assessment of your circumstances. You aren't guaranteed to get one if you use this offer. If we’re able to offer you an arranged overdraft, you won't pay daily arranged overdraft fees for six months, as long as you stay within your arranged overdraft limit.

After six months, or if you change your account, you'll be charged daily fees if you use your account's arranged overdraft. If your account's arranged overdraft has a fee-free limit, you'll only be charged if you go over it.

For full details on arranged overdraft fees, please see the 'Bank accounts and switching to us' leaflet which we’ll give you when you open your account. If you'd like another copy, just ask in branch or go to www.halifax.co.uk/bankaccounts/overdrafts.

How many times can I use this offer?

You can only get one offer per customer. If you switch a joint account, you'll only get one offer payment.

When will my £150 offer be paid?

We'll pay the offer into your account by the time your switch has completed. You'll see it in your account.

The Current Account Switch Service makes switching from one bank or building society to another simple and hassle-free whether you’re a consumer, small charity or small business. You’ll find the main benefits of the service below:

Switch on your terms.

With the Current Account Switch Service you can choose a switch date to suit you. Just make sure you allow a minimum of seven working days.

Simple and hassle-free.

The new account provider transfers any existing balance and all existing payment arrangements for you – including those going out (for example Direct Debits and standing orders), those coming in (for example, your salary) and payees you already have set up.

Wide ranging spread of UK banks and building societies are on board.

This means over 99% of UK current accounts are covered by the Current Account Switch Guarantee.

The switching process is the same everywhere.

Every bank and building society offering the service follows exactly the same switch process.

Payments are automatically redirected.

We will arrange for payments accidentally made to your old account to be automatically redirected to your new account. We will also contact the sender and give them your new account details.

Backed by a Guarantee.

In the unlikely event that something goes wrong with your switch, the new provider will refund any interest or charges incurred on your old or new account as a result.

A single point of contact.

The whole process will be handled by the bank or building society you are switching to. If you have any questions or concerns, just ask your new provider.

We have designed the Current Account Switch Service to let you switch your current account from one bank or building society to another in a simple, reliable and stress-free way. It will only take seven working days. As your new current-account provider we offer the following guarantee.

• The service is free to use and you can choose and agree your switch date with us.
• We will take care of moving all your payments going out (for example, your Direct Debits and standing orders) and those coming in (for example, your salary).
• If you have money in your old account, we will transfer it to your new account on your switch date.
• We will arrange for payments accidentally made to your old account to be automatically redirected to your new account. We will also contact the sender and give them your new account details.
• If there are any issues in making the switch, we will contact you before your switch date.
• If anything goes wrong with the switch, as soon as we are told, we will refund any interest (paid or lost) and charges made on either your old or new current accounts as a result of this failure.

For more information and FAQs, please read the Account Switching Guide (PDF).