On 6 April 2020, the way we charge for using an arranged overdraft will change. You can read more about what’s changing in the Guide to Changes. You can use the calculator to see how much it will cost when you use your arranged overdraft after these changes.
An arranged overdraft can act as a short term safety net. You can use it to borrow money up to an agreed limit through your bank account.
If you don't have enough money in your account to make a payment, we may either let you borrow through an unarranged overdraft or refuse to make the payment. Missing payments and using an unarranged overdraft can damage your credit score, please get in touch with us as we may be able to help you.
All overdrafts are subject to our assessment of your circumstances and are repayable in full on demand. You must be aged 18 or over to apply.
If you’re looking to borrow money, it is important you compare and choose the right options for you based on your circumstances. Your borrowing options.