If you already have a planned overdraft on your current account, sign into Online Banking and your overdraft limit will be shown on ‘My accounts'. You can also do this through Mobile Banking.
It’s really easy to change your overdraft limit, you can either reduce or apply to increase your existing overdraft limit via internet banking or through your mobile banking app.
To do this, simply sign in to your internet or mobile banking and select ‘more actions’ on the bank account that an overdraft is set up on. You then need to select ‘Overdrafts’ and follow the on-screen instructions so you can ask for the new overdraft limit you would like.
If you are applying to increase your overdraft limit we offer an instant online decision and once approved your new overdraft limit will be ready to use immediately.
If you would like to talk to someone about amending your overdraft you can do this in branch or over the phone.
There’s no need to cancel your overdraft if you aren’t actively using it, it’s there as a safety net if you do need it and you only ever pay for the amount of the overdraft that you use.
If you do need to cancel your Planned Overdraft, you can do this straightaway if your account is in credit. If you cancel your overdraft, we might not be able to offer you the same Planned Overdraft limit again in the future.
To cancel, your account needs to be in credit. Sign into Online Banking, select the ‘More actions’ button on your current account, then choose the ‘Manage overdraft’ button (found in the ‘Overdraft’ dropdown menu). Click ‘Cancel Planned Overdraft’ and follow the on-screen instructions. You can also do this through Mobile Banking.