Switch your car finance, not your car.
You could get a better deal or spread the cost of a final lump sum payment when you switch from another provider.
Your car finance switching options
Switching your car finance to Halifax could help you lower your monthly repayments or spread the cost of a final lump sum payment. You could switch your Personal Contract Purchase (PCP) or Hire Purchase (HP) to us.
There’s no credit check and no early repayment charges. Why not switch your car finance today?
You could borrow £13,000 over 48 months with 48 monthly repayments of £291.99. Total amount repayable will be £14,015.52 (includes £10 purchase fee). Representative 3.8% APR, annual interest rate (fixed) 3.74%.
This example uses the representative APR. This is the rate at least 51% of customers are expected to get for our HP product with the mentioned amount and term range.
How it works
Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.