Credit cards from Halifax.

    Clarity Credit Card

    Clarity Credit Card

    Ready for your next overseas holiday? Travel abroad with one simple rate & no usage fees.

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section
    • No fees for using your card anywhere worldwide (interest charges apply)
    • No fees for withdrawing cash (interest charges apply and some ATM providers may charge a fee)
    • £20 cashback offer valid on accounts opened between 30th April 2018 and 31st August 2018. Conditions apply*

    Representative example

    A variable representative of
    18.9% APR
    A variable annual purchase rate of
    18.95% p.a.
    Based on borrowing
    £1,200 over 12 months

    Credit limits and interest rates vary based on your individual circumstances.

    Keep in mind: you may receive a rate of 25.9% APR (variable), depending on your individual circumstances.

    * Cashback conditions: you must make a transaction in a foreign currency by 30th September 2018 to qualify for the cashback. The £20 cashback will be applied to your credit card retail balance within 90 days of the transaction being made.

    23 Month Balance Transfer

    No Fee 0% Balance Transfer

    23 Month Balance Transfer

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section
    Balance transfer offer

    0% for up to 23 months

    on balance transfers made within 90 days of account opening

    Balance transfer fee

    0%

    on balance transfers made within 90 days of account opening.

    Purchase rate offer

    0% for 6 months

    from account opening

    Representative example

    A variable representative of
    19.9% APR
    A variable annual purchase rate of
    19.95% p.a.
    Based on borrowing
    £1,200 over 12 months

    Credit limits and interest rates vary based on your individual circumstances.

    Keep in mind: you may be offered a card with 0% interest on balance transfers for the first 18 months, with a 3% balance transfer fee and 0% interest on purchases for the first 9 months, at a rate of 27.9% APR (variable), depending on your individual circumstances.

    30 Month Balance Transfer

    Low Fee 0% Balance Transfer

    30 Month Balance Transfer

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section
    Balance transfer offer

    0% for up to 30 months

    on balance transfers made within 90 days of account opening

    Balance transfer fee

    1.2% after refund

    on balance transfers made within 90 days of account opening (3% initially charged).

    Purchase rate offer

    0% for 12 months

    from account opening.

    Representative example

    A variable representative of
    19.9% APR
    A variable annual purchase rate of
    19.95% p.a.
    Based on borrowing
    £1,200over 12 months

    Credit limits and interest rates vary based on your individual circumstances.

    Keep in mind: you may be offered a card with 0% interest on balance transfers for the first 18 months, with a 3% balance transfer fee and 0% interest on purchases for the first 9 months, at a rate of 27.9% APR (variable), depending on your individual circumstances.

    36 Month Balance Transfer

    Our Longest 0% Balance Transfer

    36 Month Balance Transfer

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section
    Balance transfer offer

    0% for up to 36 months

    on balance transfers made within 90 days of account opening

    Balance transfer fee

    2.68% after refund

    on balance transfers made within 90 days of account opening (3% initially charged).

    Purchase rate offer

    0% for 3 months

    from account opening

    Representative example

    A variable representative of
    19.9% APR
    A variable annual purchase rate of
    19.95% p.a.
    Based on borrowing
    £1,200 over 12 months

    Credit limits and interest rates vary based on your individual circumstances.

    Keep in mind: you may be offered a card with 0% interest on balance transfers for the first 18 months, with a 3% balance transfer fee and 0% interest on purchases for the first 9 months, at a rate of 27.9% APR (variable), depending on your individual circumstances.

    Our Longest Purchase Offer

    Longest 0% Purchase

    27 Month Purchase Offer

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section
    Balance transfer offer

    0% for up to 3 months

    on balance transfers made within 90 days of account opening

    Balance transfer fee

    3%

    on each balance transfer made.

    Purchase rate offer

    0% for up to 27 months

    from account opening

    Representative example

    A variable representative of
    19.9% APR
    A variable annual purchase rate of
    19.95% p.a.
    Based on borrowing
    £1,200 over 12 months

    Credit limits and interest rates vary based on your individual circumstances.

    Keep in mind: you may be offered a card with 0% interest on balance transfers for the first 18 months, with a 3% balance transfer fee and 0% interest on purchases for the first 9 months, at a rate of 27.9% APR (variable), depending on your individual circumstances.

    24 Month Balance Transfer

    0% Purchase and Balance Transfer

    24 Month Purchase and Balance Transfer

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section

    Your spendX

    Time to pay

    X

    Fee + Interest

    X

    How is this calculated?Expandable section
    Balance transfer offer

    0% for up to 24 months

    on balance transfers made within 90 days of account opening

    Balance transfer fee

    3%

    on balance transfers made within 90 days of account opening.

    Purchase rate offer

    0% for 24 months

    from account opening

    Representative example

    A variable representative of
    19.9% APR
    A variable annual purchase rate of
    19.95% p.a.
    Based on borrowing
    £1,200 over 12 months

    Credit limits and interest rates vary based on your individual circumstances.

    Keep in mind: you may be offered a card with 0% interest on balance transfers for the first 18 months, with a 3% balance transfer fee and 0% interest on purchases for the first 9 months, at a rate of 27.9% APR (variable), depending on your individual circumstances.