Credit cards from Halifax.

38 Month Balance Transfer

Our Longest 0% Balance Transfer

38 Month Balance Transfer

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 38 months

on balance transfers made within 90 days of account opening

Balance transfer fee

2.25% after refund

on balance transfers made within 90 days of account opening.

Purchase rate offer

0% for 6 months

from account opening

Representative example

A variable representative of
18.9% APR
A variable annual purchase rate of
18.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind you may be offered a Classic Credit Card; the promotional period and rate of the offer will be based on your individual circumstances.

32 Month Balance Transfer

Low Fee 0% Balance Transfer

32 Month Balance Transfer

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 32 months

on balance transfers made within 90 days of account opening

Balance transfer fee

0.7%

on balance transfers made within 90 days of account opening.

Purchase rate offer

0% for 12 months

from account opening.

Representative example

A variable representative of
18.9% APR
A variable annual purchase rate of
18.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: you may receive a shorter balance transfer offer (18 months) or a different APR (either 21.9% or 25.9% variable) based on your individual circumstances.

Our Longest Purchase Offer

Longest 0% Purchase

30 Month Purchase Offer

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 6 months

on balance transfers made within 90 days of account opening

Balance transfer fee

3%

on each balance transfer made.

Purchase rate offer

0% for up to 30 months

from account opening

Representative example

A variable representative of
18.9% APR
A variable annual purchase rate of
18.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: you may receive a shorter purchase offer (18 months) or a different APR (either 21.9% or 25.9% variable) based on your individual circumstances.

29 Month Balance Transfer

0% Purchase and Balance Transfer

29 Month Purchase and Balance Transfer

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 29 months

on balance transfers made within 90 days of account opening

Balance transfer fee

2.5%

on balance transfers made within 90 days of account opening.

Purchase rate offer

0% for 29 months

from account opening

Representative example

A variable representative of
18.9% APR
A variable annual purchase rate of
18.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: at least 51% of customers will get a representative rate of 18.9% APR (variable). Others will get a rate of either 21.9% APR (variable) or 25.9% APR (variable).

29 Month Balance Transfer

No Fee 0% Balance Transfer

29 Month Balance Transfer

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 29 months

on balance transfers made within 90 days of account opening

Balance transfer fee

0%

on balance transfers made within 90 days of account opening.

Purchase rate offer

0% for 3 months

from account opening

Representative example

A variable representative of
18.9% APR
A variable annual purchase rate of
18.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: you may receive a shorter balance transfer offer (14 months) or a different APR (either 21.9% or 25.9% variable) based on your individual circumstances.

Clarity Credit Card

Clarity Credit Card

Travel abroad with one simple rate & no usage fees.

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
  • No fees for using your card anywhere worldwide (interest charges apply)
  • No fees for withdrawing cash (interest charges apply and some ATM providers may charge a fee)
  • £20 cashback offer valid on accounts opened by 3rd September 2017. Conditions apply*

Representative example

A variable representative of
18.9% APR
A variable annual purchase rate of
18.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: you may receive a different APR (either 21.9% or 25.9% variable) based on your individual circumstances.

* Cashback conditions: you will have until 30th September 2017 to make a qualifying transaction in a foreign currency. The £20 cashback will be applied within 90 days of the transaction being made.