Swapping your Halifax credit card could allow you to take advantage of a new card with different features and benefits to suit your current need and lifestyle including introductory offers and rewards.
Swapping your card also means you only have one card in your wallet, as your current card will be closed and a new credit card issued.
For example, you have an existing credit card that doesn’t work for you anymore. You may have taken out a credit card to consolidate your card debt and the balance has been paid off. Now you’d like to put day-to-day spending on a card that doesn’t charge you any usage fees.
Swapping your card means you can have a new credit card that meets your current needs.
Representative APRs between 6.4% APR and 19.9% APR variable.
Have a second credit card to give you the flexibility you need.
You can apply to swap your credit card, subject to the following conditions:
Currently you are unable to apply Online to Swap your card but you can:
Remember not all products online will be available over the phone or in branch.