Swapping your Halifax credit card could allow you to take advantage of a new card with different features and benefits to suit your current need and lifestyle including introductory offers and rewards.
Swapping your card also means you only have one card in your wallet, as your current card will be closed and a new credit card issued.
For example, you have an existing credit card that doesn’t work for you anymore. You may have taken out a credit card to consolidate your card debt and the balance has been paid off. Now you’d like to put day-to-day spending on a card that doesn’t charge you any usage fees.
Swapping your card means you can have a new credit card that meets your current needs.
If you switch cards you may lose any promotional rates you have at the moment and your new card will have its own terms and conditions.
Representative APRs between 6.4% APR and 19.9% APR variable.
Have a second credit card to give you the flexibility you need.
You can apply to swap your credit card, subject to the following conditions: